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971 Co Rd 208, Gainesville, TX 76240 Property Records

Cooke County property record for 971 Co Rd 208, Gainesville, TX 76240

Property Summary

Property TypeRural Home
Details3,130 sqft · built 2023
Lot Size10.9 acres (476,721 sqft)
Owner2 Individual Names on Record
Tax Bill$9,842 (2025)
Deeds & MortgagesJan 2026 Mortgage
Nov 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN0044-114-00027

Property Details

APN / Parcel Number

Primary APN0044-114-00027
Alternative APNs
  • 0044-114-00000
  • 23823

Interior

Building Area3,130 sqft Living Area
1st Floor Area3,130 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Lot Area476,721 sqft (10.9 acres)
Garage Area708 sqft
Parking Spaces2 Parking Spaces
PorchSlab

Location & Zoning

Account Number0044-114-00027
Street Address971 COUNTY ROAD 208
CityGAINESVILLE
StateTX
Zip76240-7788
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionBAILEY ACC 0044 ACRES 10.944 OAK CREEK RANCH EST PH 2 TR 27 UNREC
Legal SubdivisionBAILEY ACC
Legal Tract27
JurisdictionCOOKE TX
Township / Civil DivisionGAINESVILLE SOUTHEAST
Census Block Group2
Census Block2001
Census Tract702

Owner

Source: Cooke County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address971 COUNTY ROAD 208, GAINESVILLE, TX 76240-7788
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 7, 2026Deed of Trust, Mortgage · Conventional Mortgage
V I P MORTGAGE INC
Nov 22, 2022Vendor's Lien, Transfer
SANGER BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 17, 2005
Deed SaleMay 17, 2005
Deed Document Number20054122
Deed Book / Page1370 / 485
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOKE TX
Property Address971 COUNTY ROAD 208, GAINESVILLE, TX 76240-7788
Transaction TypeMortgage
Record UpdatedJan 30, 2026
Title CompanyTEXAS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address971 COUNTY ROAD 208, GAINESVILLE, TX 76240-7788

Mortgage

Document Number002757/685
DateJan 7, 2026
Book Page2757/685
Instrument2026-131
Lender
NameV I P MORTGAGE INC
TypeMortgage Company
AddressCOLLEYVILLE, TX 76034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

November 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCOOKE TX
Recording DateNov 22, 2022
Property Address971 COUNTY ROAD 208, GAINESVILLE, TX 76240-7788
Document Number002549/697
Book / Page2549 / 697
Instrument DateNov 21, 2022
Instrument2022-9570
Transaction TypeTransfer
Record UpdatedNov 14, 2023
Title CompanyTITLE RESOURCE, TITLE RESOURCES

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3111 HRDEN SPUERP RD, CORINTH, TX 76210

Mortgage

DateNov 22, 2022
Lender
NameSANGER BANK
TypeBank
Special NotesSeller Financed
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCooke County
Unified School DistrictGainesville Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,842.00 (+6.86%) Homeowner's exemption$740,277 (+76,771.96%) Land $48,869 Building $691,408$1,038,749 (+215.4%) Land $347,341 Building $691,408
2024$9,210.00
2023$963 Land $963$329,341 Land $329,341

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 82% of the US · above 77% of Texas
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWOODBINE SPECIAL UTILITY DISTRICT
serves 8,151 people · EPA ID TX0490018
Water SourceGroundwater
Last State InspectionMar 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
Rise Broadband
Fixed Wireless		50 / 10

May also be available: AT&T, ElektraFi, Element8, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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