971 Central Ave, Franklin, OH 45005 Property Records

Warren County property record for 971 Central Ave, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,056 sqft · built 1968
Lot Size	0.487 acres (21,238 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Nov 2020)
Tax Bill	$3,056 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-29-455-001-0`

Property Details

APN / Parcel Number

Primary APN	`01-29-455-001-0`
Alternative APNs	`0129455001` `129455001` `1805517`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	1,056 sqft Living Area
Basement Area	504 sqft
Finished Basement	504 sqft

Exterior

Year Built	Built 1968
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Lot Area	21,238 sqft (0.487 acres)
Lot Dimensions	74 ft deep x 287 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	152 sqft
Canopy	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	1805517
Old Parcel Number	0129455001
Street Address	971 CENTRAL AVE
City	FRANKLIN
State	OH
Zip	45005-3129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMEPLACE ACRES LOT# 1
Legal Subdivision	HOMEPLACE ACRES
Legal Block	455
Legal Lot Number	1
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1049
Census Tract	30102

Owner

Source: Warren County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	971 CENTRAL AVE, CARLISLE, OH 45005-3129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 10, 2020	Grant Deed, Transfer UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 10, 2020 · Amount on Record
Deed Sale	Nov 10, 2020 · Amount on Record
Prior Sale	Jan 28, 1997 · Amount on Record
Deed Document Number	0001321175
Deed Book / Page	1321 / 175
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	971 CENTRAL AVE, FRANKLIN, OH 45005-3129
Transaction Type	Mortgage
Record Updated	May 14, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001125
Date	Jan 7, 2022
Instrument	2022-001125

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN OH
Recording Date	Nov 10, 2020
Property Address	971 CENTRAL AVE, CARLISLE, OH 45005-3129
Document Number	0000045419
Instrument Date	Nov 6, 2020
Instrument	45419
Transaction Type	Transfer
Record Updated	Mar 8, 2021
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	971 CENTRAL AVE CARLISLE OH 450053129, CARLISLE, OH 45005-3129

Mortgage

Document Number	45420
Date	Nov 10, 2020
Instrument	45420

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 9, 2050

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Carlisle City
County	Warren County
County Subdivision	Franklin Township
Unified School District	Carlisle Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,056.00 (+23.13%)	$79,814 (+36.33%) Land $17,850 Building $61,964	$228,040 (+36.33%) Land $51,000 Building $177,040
2023	$2,482.00 (+2.1%) Homeowner's exemption	$58,545 (-) Land $11,151 Building $47,394
2022	$2,431.00 Homeowner's exemption	$58,545 Land $11,151 Building $47,394	$167,270 (-) Land $31,860 Building $135,410
2021			$167,270 Land $31,860 Building $135,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Nearby Flood Policies	40 in force
Nearby Flood Claims	4 (1987–2026)
Most Recent Claim	May 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Benton Ridge Telephone Company, Verizon.

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