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971 Carol Ave, Cape May, NJ 08204 Property Records

Cape May County and Lower Township property record for 971 Carol Ave, Cape May, NJ 08204

Property Summary

Property TypeSingle Family Home
Details804 sqft · built 1974
Lot Size0.23 acres (10,001 sqft)
OwnerIndividual Name on File
Last Sale$219,000 (Nov 2018)
Tax Bill$3,475 (2024)
Deeds & MortgagesSep 2021 Refinance
Nov 2018 Sale & Mortgage
APN05-00477-0000-00005

Property Details

APN / Parcel Number

Primary APN05-00477-0000-00005
Alternative APN
  • 050047700005

Interior

Stories2 Stories
Building Area804 sqft Living Area

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleBi-Level
Construction TypeFrame
Lot Area10,001 sqft (0.23 acres)
Lot Dimensions100 ft deep x 100 ft wide
Garage TypeAttached
Parking Spaces1 Parking Space

Location & Zoning

Street Address971 CAROL AVE
CityCAPE MAY
StateNJ
Zip08204-4939
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL6
Legal SubdivisionCAROL MANOR ERMA SEC D
Legal Block477
Legal Lot Number5
JurisdictionCAPE MAY NJ
Township / Civil DivisionLOWER
Census Block Group2
Census Block2012
Census Tract21702

Owner

971 Carol Ave is owned and occupied by an individual who bought it in November 2018.

Source: Cape May County and Lower Township records, as of June 29, 2026

Owner of RecordIndividual Name on File
Mailing Address971 CAROL AVE, CAPE MAY, NJ 08204-4939
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 21, 2018Grant Deed, Transfer · Conventional with PMI
DRAPER & KRAMER MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 21, 2018 · Amount on File
Deed SaleNov 21, 2018 · Amount on File
Prior SaleMay 11, 2010 · Amount on File
Deed Document Number201875551
Deed Book / Page3825 / 562
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE MAY NJ
Property Address971 CAROL AVE, CAPE MAY, NJ 08204-4939
Transaction TypeMortgage
Record UpdatedAug 17, 2022
Title CompanyMISC COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000041441
DateSep 14, 2021
Book Page6455/352
Instrument2021041441
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueOct 1, 2036

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCAPE MAY NJ
Recording DateNov 21, 2018
Property Address971 CAROL AVE, CAPE MAY, NJ 08204-4939
Document Number0038250562
Book / Page003825 / 000562
Instrument DateNov 16, 2018
Instrument75551
Transaction TypeTransfer
Record UpdatedMar 29, 2019
Title CompanySHORE TITLE, SHORE TITLE AGENCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$219.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address971 CAROL AVE CAPE MAY NJ 082044939, CAPE MAY, NJ 08204-4939

Mortgage

Document Number60200201
DateNov 21, 2018
Book Page006020/000201
Instrument75552
Lender
NameDRAPER & KRAMER MTG
TypeMortgage Company
AddressDOWNERS GROVE, IL 60515
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueNov 20, 2048

Tax Assessment & Valuation

Source: Cape May County and Lower Township assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCape May County
County SubdivisionLower Township
Secondary School DistrictLower Cape May Regional School District (07 - 12)
Elementary School DistrictLower Township School District (KG - 06)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$170,800 (-) Land $90,000 Building $80,800$170,800 (-) Land $90,000 Building $80,800
2025$170,800 Land $90,000 Building $80,800$170,800 Land $90,000 Building $80,800
2024$3,475.00
2023$170,800 Land $90,000 Building $80,800$170,800 Land $90,000 Building $80,800
2022$3,318.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 971 Carol Ave; there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims2 (2010–2012)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 971 Carol Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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