971 Brooks Ct, Maplewood (Saint Paul), MN 55109 Property Records

Ramsey County property record for 971 Brooks Ct, Maplewood, MN 55109

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,571 sqft · built 1987
Lot Size0.266 acres (11,600 sqft)
Owner2 Individual Names on Record
Tax Bill$5,604 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Nov 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN09-29-22-24-0025

Property Details

APN / Parcel Number

Primary APN09-29-22-24-0025
Alternative APNs
  • 8523690
  • 583188

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,571 sqft Living Area
1st Floor Area1,571 sqft
Basement Area400 sqft
Finished Basement400 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Lot Area11,600 sqft (0.266 acres)
Lot Dimensions145 ft deep x 80 ft wide
Garage TypeAttached
Garage Area638 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number583188
Street Address971 BROOKS CT
CitySAINT PAUL
StateMN
Zip55109-1951
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCARSGROVES MEADOWS FIRST,ADDI LOT 14 BLK 4
Legal Range22
Legal Township29
Legal Section09
Legal SubdivisionCARSGROVES MEADOWS FIRST,ADDI
Legal Block4
Legal Lot Number14
JurisdictionRAMSEY MN
Township / Civil DivisionMAPLEWOOD
Census Block Group2
Census Block2007
Census Tract42301

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address971 BROOKS CT, SAINT PAUL, MN 55109-1951
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
BAY EQUITY LLC
Nov 20, 2019Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address971 BROOKS CT, MAPLEWOOD, MN 55109-1951
Transaction TypeMortgage
Record UpdatedFeb 17, 2021
Title CompanyTITLE SMART INC, TITLESMART INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0T02690054
DateFeb 11, 2021
InstrumentT02690054
Lender
NameBAY EQUITY LLC
TypeMortgage Company
AddressCORTE MADERA, CA 94925
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address971 BROOKS CT, MAPLEWOOD, MN 55109-1951
Document Number0002654447
Instrument DateNov 20, 2019
Transaction TypeMortgage
Record UpdatedJan 16, 2020
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address971 BROOKS CT ST PAUL MN 551091951, ST PAUL, MN 55109-1951

Mortgage

Document Number0002654447
DateDec 9, 2019
Instrument2654447
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 8, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalityMaplewood City
Unified School DistrictNorth St. Paul-Maplewood-Oakdale School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$405,100 (+10.71%) Land $60,300 Building $344,800$405,100 (+10.71%) Land $60,300 Building $344,800
2025$5,604.00 (+6.99%)
2023$5,238.00 Homeowner's exemption$365,900 Land $60,300 Building $305,600$365,900 Land $60,300 Building $305,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimJul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Paul Regional Water Services
serves 392,529 people · EPA ID MN1620026
Water SourceSurface water
Last State InspectionSep 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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