971 Bay View Cir, Mukwonago, WI 53149 Property Records

Waukesha County property record for 971 Bay View Cir, Mukwonago, WI 53149

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · built 1995
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Jun 2026)
Tax Bill	$4,017 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MUKV-2010-978-033`

Property Details

APN / Parcel Number

Primary APN	`MUKV-2010-978-033`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
1st Floor Area	432 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Condo/Apartment
Exterior Material	Wood
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	971 BAY VIEW CIR
City	MUKWONAGO
State	WI
Zip	53149-1732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 28 WHISPERING BAY CONDOMINIUM & THE UNDIV INT IN THE COMMON AREAS CREATED UNDER DECLARATION RECORDED AS DOC# 1676663 AND ANY AND ALL AMENDMENTS THERETO; PT NW1/4 & NE1/4 SEC 35 T5N R18E :: DOC# 4328003
Legal Range	18E
Legal Township	5N
Legal Section	35
Legal Subdivision	WHISPERING BAY CONDOMINIUM
Legal Phase	6
Legal Lot Number	28
Jurisdiction	WAUKESHA WI
Township / Civil Division	MUKWONAGO
Census Block Group	2
Census Block	2007
Census Tract	203901

Owner

Source: Waukesha County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	971 BAY VIEW CIR, MUKWONAGO, WI 53149-1732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed, Transfer · Seller Carry-Back AMER TITLE, MERIT TITLE
Mar 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage NETWORK FUNDING LP
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN LAKES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2026 · Amount on Record
Deed Sale	Jun 11, 2026 · Amount on Record
Prior Sale	Oct 3, 2011 · Amount on Record
Deed Document Number	20264880896
Prior Transfer Date	Sep 26, 2021
Prior Transfer Doc	0004621645
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WAUKESHA WI
Recording Date	Jun 11, 2026
Property Address	971 BAY VIEW CIR, MUKWONAGO, WI 53149-1732
Document Number	0004880896
Instrument Date	Jun 8, 2026
Instrument	20264880896
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	AMER TITLE, MERIT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$128,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	971 BAY VIEW CIR, MUKWONAGO, WI 53149-1732

Mortgage

Document Number	0004880897,
Date	Jun 11, 2026
Instrument	20264880897

Lender

Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUKESHA WI
Property Address	971 BAY VIEW CIR, MUKWONAGO, WI 53149-1732
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004328004
Date	Mar 6, 2018
Instrument	4328004

Lender

Name	NETWORK FUNDING LP
Type	Mortgage Company
Address	HOUSTON, TX 77042

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUKESHA WI
Property Address	971 BAY VIEW CIR, MUKWONAGO, WI 53149-1732
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004523040
Date	Oct 23, 2020
Instrument	4523040

Lender

Name	SOUTHERN LAKES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Waukesha County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Waukesha County
Municipality	Mukwonago Village
Unified School District	Mukwonago School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,017.00 (+3.05%)	$324,500 (-) Land $35,000 Building $289,500	$343,600 (+5.89%)
2024	$3,898.00 (-5.53%)	$324,500 (+46.5%) Land $35,000 Building $289,500	$324,500 (+3.44%)
2023	$4,126.00 Homeowner's exemption	$221,500 Land $30,000 Building $191,500	$313,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUKWONAGO WATERWORKS serves 8,190 people · EPA ID WI2680209
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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