971 28th St, Richmond, CA 94804 Property Records

Contra Costa County property record for 971 28th St, Richmond, CA 94804

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,385 sqft · built 1948
Lot Size0.115 acres (5,000 sqft)
OwnerIndividual Name on Record
Last Sale$350,000 (Feb 2008)
Tax Bill$7,982 (2025)
Deeds & MortgagesMay 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN528-110-012-2

Property Details

APN / Parcel Number

Primary APN528-110-012-2
Alternative APN
  • 528-110-012

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,385 sqft Living Area
1st Floor Area1,385 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Lot Area5,000 sqft (0.115 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address971 28TH ST
CityRICHMOND
StateCA
Zip94804-1372
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionANDRADE ADDN LOTS 45 & 46 BLK 2
Legal SubdivisionANDRADE ADD
Legal Block2
Legal Lot Number45,46
JurisdictionCONTRA COSTA CA
Township / Civil DivisionWEST CONTRA COSTA
Census Block Group5
Census Block5000
Census Tract372000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address971 28TH ST, RICHMOND, CA 94804-1372
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Person

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 22, 2008 · Amount on Record
Deed SaleFeb 22, 2008 · Amount on Record
Deed Document Number200837016
Prior Transfer DateJan 20, 1997
Prior Transfer Doc0000011622
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address971 28TH ST, RICHMOND, CA 94804-1372
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyFIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address971 28TH ST, RICHMOND, CA 94804-1372

Mortgage

Document Number0000158021
DateMay 28, 2021
Instrument2021-158021
Lender
NameTRAVIS CU
TypeCredit Union
AddressVACAVILLE, CA 95687
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueJun 2, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityRichmond City
Unified School DistrictWest Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$470,251 (+2%) Land $355,037 Building $115,214
2025$7,982.00 (+3.55%) Homeowner's exemption$461,031 (+4.04%) Land $348,076 Building $112,955
2023$7,708.00 (+1.9%) Homeowner's exemption$443,130 Land $334,560 Building $108,570
2022$7,564.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 967 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25

May also be available: Etheric Networks, GeoLinks, T-Mobile, Verizon.

Nearby Properties on 28th St

Nearby Streets

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