Orange County property record for 9709 Neruda St, Orlando, FL 32827
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,703 sqft · built 2024 |
| Owner | Individual Name on File |
| Last Sale | $1,020,132 (May 2024) |
| Tax Bill | $14,388 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage May 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-24-31-4845-00-230 |
| Primary APN | 31-24-31-4845-00-230 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,703 sqft Living Area |
| Gross Area | 5,646 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Concrete Block |
| Street Address | 9709 NERUDA ST |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32827-4013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD/AN |
| Legal Description | LAUREATE PARK PARCEL N-3 PHASE 1 107/64 LOT 23 |
| Legal Subdivision | LAUREATE PARK PARCEL N-3 PHASE 1 |
| Legal Lot Number | 23 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 5 |
| Census Block | 5183 |
| Census Tract | 16802 |
9709 Neruda St is owned and occupied by an individual who bought it in May 2024.
Source: Orange County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9709 NERUDA ST, ORLANDO, FL 32827-4013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK |
| May 8, 2024 | Warranty Deed, Subdivision Related Transfer GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 8, 2024 · Amount on File |
| Deed Sale | May 8, 2024 · Amount on File |
| Prior Sale | Dec 21, 2021 · Amount on File |
| Deed Document Number | 2024267613 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Apr 20, 2026 |
| Property Address | 9709 NERUDA ST, ORLANDO, FL 32827-4013 |
| Document Number | 0000221351 |
| Instrument Date | Apr 11, 2026 |
| Instrument | 2026221351 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 9709 NERUDA ST, ORLANDO, FL 32827-4013 |
| Investor | Possibly a Property Investor |
| Document Number | 0000221351, |
|---|---|
| Date | Apr 20, 2026 |
| Instrument | 2026221351 |
| Name | FIRST FEDERAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | May 8, 2024 |
| Property Address | 9709 NERUDA ST, ORLANDO, FL 32827-4013 |
| Document Number | 0000267613 |
| Map Reference | MB 107 PG 64-69 |
| Instrument Date | May 6, 2024 |
| Instrument | 20240267613 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 9, 2025 |
| Title Company | GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST |
| Amount | Amount on Record |
|---|---|
| Tax | $7,141.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8539 SOUTHPARK CIR # 130, 130, ORLANDO, FL 32819-9019 |
| Name | Verified Name |
|---|---|
| Address | 9709 NERUDA ST, ORLANDO, FL 32827-4013 |
The 2025 property tax bill for 9709 Neruda St was $14,388, up 256.6% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Orlando City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $739,232 (+2.7%) | $817,820 (-0.58%) Land $140,000 Building $677,820 | |
| 2025 | $14,388.00 (+256.58%) Homeowner's exemption | $719,797 | $822,600 Land $140,000 Building $682,600 |
| 2024 | $4,035.00 (-6.16%) | ||
| 2023 | $4,300.00 (+174.41%) | $80,000 (+25%) Land $80,000 | $80,000 (+25%) Land $80,000 |
| 2022 | $1,567.00 | $64,000 Land $64,000 | $64,000 Land $64,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 9709 Neruda St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 224 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 224 in force |
| Nearby Flood Claims | 3 (2017–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9709 Neruda St is high, ranking above 80% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 80% of the US · above 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Summit Broadband.
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