9709 E Baymeadows Dr, Inverness, FL 34450 Property Records

Citrus County property record for 9709 E Baymeadows Dr, Inverness, FL 34450

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,640 sqft · built 2006
Lot Size	0.548 acres (23,858 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Sep 2026)
Tax Bill	$5,295 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2319S20E00701080`

Property Details

APN / Parcel Number

Primary APN	`2319S20E00701080`
Alternative APNs	`20E-19S-23-0070-00000-1080` `20E-19S-23-0070-108.0` `3201406`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,640 sqft Living Area
Gross Area	3,488 sqft
1st Floor Area	1,552 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Masonry / Concrete Block
Foundation Type	Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	23,858 sqft (0.548 acres)
Lot Dimensions	205 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Patio
Porch Area	512 sqft
Patio Area	416 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3201406
Street Address	9709 E BAYMEADOWS DR
City	INVERNESS
State	FL
Zip	34450-6277
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CLR
Legal Description	BAY MEADOWS AT 7 LAKES PB 12 PG 62 LOT 108
Legal Range	20E
Legal Township	19S
Legal Section	23
Legal Subdivision	BAYMEADOWS AT 7 LAKES
Legal Lot Number	108
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2011
Census Tract	451002

Owner

9709 E Baymeadows Dr is owned and occupied by two individuals who bought it in September 2026.

Source: Citrus County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9709 E BAYMEADOWS DR, INVERNESS, FL 34450-6277
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORPORATION
May 31, 2022	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE
Oct 9, 2019	Deed of Trust, Mortgage · Line of Credit TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2026 · Amount on File
Deed Sale	Sep 14, 2026 · Amount on File
Prior Sale	May 31, 2022 · Amount on File
Deed Document Number	202654897
Deed Book / Page	3706 / 1010
Prior Transfer Date	Jun 20, 2012
Prior Transfer Doc	0024880301
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Sep 14, 2026
Property Address	9709 E BAYMEADOWS DR, INVERNESS, FL 34450-6277
Document Number	0000054897
Book / Page	3706 / 1010
Instrument Date	Aug 25, 2026
Instrument	202654897
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	RED DOOR TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$339,360.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9709 E BAYMEADOWS DR, INVERNESS, FL 34450-6277

Mortgage

Document Number	0000054899,
Date	Sep 14, 2026
Instrument	202654899

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	May 31, 2022
Property Address	9709 E BAYMEADOWS DR, INVERNESS, FL 34450-6277
Document Number	0032881632
Book / Page	3288 / 1632
Map Reference	MB 12 PG 62-64
Instrument Date	May 27, 2022
Instrument	2022038651
Transaction Type	Transfer
Record Updated	Jun 22, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,499.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9709 E BAYMEADOWS DR, 9709, INVERNESS, FL 34450-6277

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9709 E BAYMEADOWS DR, INVERNESS, FL 34450-6277

Mortgage

Document Number	0032881634
Date	May 31, 2022
Instrument	3288/1634

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	9709 E BAYMEADOWS DR, INVERNESS, FL 34450-6277
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030101178
Date	Oct 9, 2019
Book Page	3010/1178
Instrument	2019053308

Lender

Name	TD BANK NA
Type	Bank
Address	1988

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 11, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 9709 E Baymeadows Dr was $5,295, down 10.8% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,295.00 (-10.78%)	$384,338 (-1.22%) Land $26,000 Building $358,338	$384,338 (-1.22%) Land $26,000 Building $358,338
2024	$5,935.00 (+4.67%) Additional exemption filed	$389,101 (+5.83%) Land $26,000 Building $363,101	$389,101 (+5.83%) Land $26,000 Building $363,101
2023	$5,670.00 (+177.67%) Additional exemption filed	$367,682 (+18.1%) Land $27,700 Building $339,982	$367,682 (+18.1%) Land $27,700 Building $339,982
2022	$2,042.00 Homeowner's exemption Additional exemption filed	$311,327 Land $14,000 Building $297,327	$311,327 Land $14,000 Building $297,327

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9709 E Baymeadows Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9709 E Baymeadows Dr is high, ranking above 75% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 61% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITRUS CO UTL/WATER OAKS S/D private · serves 215 people · EPA ID FL6094933
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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