Nassau County property record for 97087 Treasure Trl, Yulee, FL 32097
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,550 sqft · built 1975 |
| Lot Size | 0.774 acres (33,751 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (Nov 2020) |
| Tax Bill | $2,752 (2025) |
| Deeds & Mortgages | Aug 2023 Second Mortgage Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-3N-28-509A-0047-0000 |
| Primary APN | 43-3N-28-509A-0047-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,550 sqft Heated Area |
| Gross Area | 2,522 sqft |
| 1st Floor Area | 1,550 sqft |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 33,751 sqft (0.774 acres) |
| Garage Area | 720 sqft |
| Porch | Porch |
| Porch Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 97087 TREASURE TRL |
|---|---|
| City | YULEE |
| State | FL |
| Zip | 32097-2414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-1 |
| Legal Description | LOT 47 IN OR 2406/1400 PIRATES WOOD 1 UNR |
| Legal Range | 28E |
| Legal Township | 03N |
| Legal Section | 43 |
| Legal Subdivision | PIRATES WOOD 1 |
| Legal Lot Number | 47 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | YULEE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 50308 |
97087 Treasure Trl is owned and occupied by an individual who bought it in November 2020.
Source: Nassau County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 97087 TREASURE TRL, YULEE, FL 32097-2414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 28, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU |
| Nov 6, 2020 | Warranty Deed, Transfer · Conventional Mortgage JET HOMELOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 6, 2020 · Amount on File |
| Deed Sale | Nov 6, 2020 · Amount on File |
| Prior Sale | Mar 1, 2019 · Amount on File |
| Deed Document Number | 202045036076 |
| Deed Book / Page | 2406 / 1400 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 97087 TREASURE TRL, YULEE, FL 32097-2414 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 97041 TREASURE TRL, YULEE, FL 32097-2414 |
| Document Number | 0026631907 |
|---|---|
| Date | Aug 28, 2023 |
| Book Page | 2663/1907 |
| Instrument | 202345026374 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Nov 6, 2020 |
| Property Address | 97087 TREASURE TRL, YULEE, FL 32097-2414 |
| Document Number | 0024061400 |
| Book / Page | 2406 / 1400 |
| Instrument Date | Nov 5, 2020 |
| Instrument | 202045036076 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,715.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6066 PRESTIGE DR, 6066, IMLAY CITY, MI 48444-9661 |
| Name | Verified Name |
|---|---|
| Address | 97087 TREASURE TRL, YULEE, FL 32097-2414 |
| Document Number | 0024061404 |
|---|---|
| Date | Nov 6, 2020 |
| Instrument | 2406/1404 |
| Name | JET HOMELOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 97087 Treasure Trl was $2,752 with a homeowner's exemption, up 1.5% from the year before.
Source: Nassau County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,752.00 (+1.47%) Homeowner's exemption | $219,661 (+2.9%) | $341,084 (-3.38%) Land $115,000 Building $226,084 |
| 2024 | $2,712.00 (+1.54%) Homeowner's exemption | $213,470 (+3%) | $353,022 (+3.05%) Land $115,000 Building $238,022 |
| 2023 | $2,671.00 (+10.74%) Homeowner's exemption | $207,252 (+3%) | $342,570 (+41.75%) Land $115,000 Building $227,570 |
| 2022 | $2,412.00 Homeowner's exemption | $201,216 | $241,671 Land $69,000 Building $172,671 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 97087 Treasure Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 475 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 475 in force |
| Nearby Flood Claims | 25 (2016–2024) |
| Claims Outside the SFHA | 4 of 25 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 97087 Treasure Trl is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 77% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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