Spotsylvania County property record for 9708 Winding River Dr, Beaverdam, VA 23015
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,964 sqft · built 2011 |
| Lot Size | 6.9 acres (300,564 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $362,000 (Jul 2013) |
| Tax Bill | $5,061 (2026) |
| Deeds & Mortgages | Dec 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 86-A-34B |
| Primary APN | 86-A-34B |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,964 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 300,564 sqft (6.9 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 614 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 9708 WINDING RIVER DR |
|---|---|
| City | BEAVERDAM |
| State | VA |
| Zip | 23015-1147 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A3 - AGRIC |
| Legal Description | HARTWICKDAVENPORT BRIDGEPARCEL B |
| Jurisdiction | SPOTSYLVANIA VA |
| Township / Civil Division | BERKELEY |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 20404 |
9708 Winding River Dr is owned and occupied by two individuals who bought it in July 2013.
Source: Spotsylvania County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9708 WINDING RIVER DR, BEAVERDAM, VA 23015-1147 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2013 · Amount on File |
| Deed Sale | Jul 16, 2013 · Amount on File |
| Prior Sale | Jan 11, 2013 · Amount on File |
| Deed Document Number | 201316362 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Property Address | 9708 WINDING RIVER DR, BEAVERDAM, VA 23015-1147 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0210035999 |
|---|---|
| Date | Dec 8, 2021 |
| Instrument | 210035999 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 288 Months |
| Due | Dec 1, 2045 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 9708 Winding River Dr was $5,061.
Source: Spotsylvania County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Spotsylvania County |
| Unified School District | Spotsylvania County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,061.00 | $686,500 Land $97,600 Building $588,900 | |
| 2025 | $686,500 Land $97,600 Building $588,900 | ||
| 2023 | $4,135.00 | $535,900 Land $63,200 Building $472,700 | $535,900 Land $63,200 Building $472,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9708 Winding River Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9708 Winding River Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| iWiSP Fixed Wireless | 10 / 1 |
4G LTE (outdoors only), no 5G reported
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