9708 Sutton Pointe Ct, Elk Grove, CA 95757 Property Records

Sacramento County property record for 9708 Sutton Pointe Ct, Elk Grove, CA 95757

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,778 sqft · built 2003
Lot Size	0.154 acres (6,722 sqft)
Owner	2 Individual Names on Record
Last Sale	$581,000 (Jul 2020)
Tax Bill	$8,089 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`132-1110-053-0000`

Property Details

APN / Parcel Number

Primary APN	`132-1110-053-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,778 sqft Living Area
1st Floor Area	1,486 sqft
2nd Floor Area	1,292 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	6,722 sqft (0.154 acres)
Garage Area	499 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	9708 SUTTON POINTE CT
City	ELK GROVE
State	CA
Zip	95757-8343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	CRESLEIGH RANCH VLG C, LOT 53
Legal Subdivision	CRESLEIGH RANCH VLG C
Legal Lot Number	53
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1001
Census Tract	9632

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9708 SUTTON POINTE CT, ELK GROVE, CA 95757-8343
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 8, 2020	Grant Deed, Transfer · Conventional with PMI GUARANTEED RATE
Sep 27, 2017	Deed of Trust, Mortgage · Line of Credit PATELCO FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2020 · Amount on Record
Deed Sale	Jul 8, 2020 · Amount on Record
Prior Sale	Jun 19, 2003 · Amount on Record
Deed Book / Page	20200708 / 970
Prior Transfer Date	Aug 5, 2003
Prior Transfer Doc	2003000879
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9708 SUTTON POINTE CT, ELK GROVE, CA 95757-8343
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9708 SUTTON POINTE CT, ELK GROVE, CA 95757-8343

Mortgage

Document Number	0000000815
Date	Jul 29, 2021
Instrument	202107290815

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9708 SUTTON POINTE CT, ELK GROVE, CA 95757-8343
Transaction Type	Mortgage
Record Updated	Aug 10, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9708 SUTTON POINTE CT, ELK GROVE, CA 95757-8343

Mortgage

Document Number	7290000000815
Date	Jul 29, 2021
Book Page	20210729/815

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 8, 2020
Property Address	9708 SUTTON POINTE CT, ELK GROVE, CA 95757-8343
Document Number	2007080970
Instrument Date	Jun 30, 2020
Instrument	2007080970
Transaction Type	Transfer
Record Updated	Jul 27, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$639.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9708 SUTTON POINTE CT ELK GROVE CA 957578343, ELK GROVE, CA 95757-8343

Mortgage

Document Number	2007080971
Date	Jul 8, 2020
Instrument	2007080971

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9708 SUTTON POINTE CT, ELK GROVE, CA 95757-8343
Document Number	1710101105
Instrument Date	Sep 27, 2017
Transaction Type	Mortgage
Record Updated	Oct 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9708 SUTTON POINTE CT ELK GROVE CA 957578343, ELK GROVE, CA 95757-8343

Mortgage

Document Number	1710101105
Date	Oct 10, 2017
Instrument	1710101105

Lender

Name	PATELCO FCU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 9, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Elk Grove City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$641,469 (+2%) Land $138,010 Building $503,459
2025	$8,089.00 (+0.78%)	$628,892 (+4.04%) Land $135,304 Building $493,588
2024	$8,026.00 (+2.36%)
2023	$7,841.00 (+1.78%)	$604,472 Land $130,050 Building $474,422
2022	$7,704.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCWA - LAGUNA/VINEYARD serves 188,417 people · EPA ID CA3410029
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 688 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 50

May also be available: AT&T, Verizon.

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