9708 Rain Check Dr, Bakersfield, CA 93312 Property Records

Kern County property record for 9708 Rain Check Dr, Bakersfield, CA 93312

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,840 sqft · built 2002
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (Mar 2026)
Tax Bill	$3,949 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`525-141-23-00-1`

Property Details

APN / Parcel Number

Primary APN	`525-141-23-00-1`
Alternative APNs	`525-141-23-0` `5251412300` `52514123`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,840 sqft Living Area
Gross Area	2,699 sqft
1st Floor Area	1,840 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Frame
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	446 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	93 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	525141230
Street Address	9708 RAIN CHECK DR
City	BAKERSFIELD
State	CA
Zip	93312-5948
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 5978 , BLOCK PH2, LOT 56
Legal Subdivision	5978 PH 2
Legal Tract	5978
Legal Block	1
Legal Lot Number	56
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	1
Census Block	1005
Census Tract	510

Owner

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9708 RAIN CHECK DR, BAKERSFIELD, CA 93312-5948
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2023	Deed of Trust, Mortgage · Line of Credit SAFE 1 CU
Mar 26, 2026	Grant Deed, Transfer · FHA Mortgage KIND LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2026 · Amount on Record
Deed Sale	Mar 26, 2026 · Amount on Record
Prior Sale	Apr 25, 2002 · Amount on Record
Deed Document Number	202632504
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	9708 RAIN CHECK DR, BAKERSFIELD, CA 93312-5948
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9708 RAIN CHECK DR, BAKERSFIELD, CA 93312-5948

Mortgage

Document Number	0000123185
Date	Oct 6, 2023
Instrument	223123185

Lender

Name	SAFE 1 CU
Type	Credit Union
Address	BAKERSFIELD, CA 93311

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Mar 26, 2026
Property Address	9708 RAIN CHECK DR, BAKERSFIELD, CA 93312-5948
Document Number	0000032504
Map Reference	MB 47 PG 35-37
Instrument Date	Mar 10, 2026
Instrument	226032504
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9708 RAIN CHECK DR, BAKERSFIELD, CA 93312-5948

Mortgage

Document Number	0000032505
Date	Mar 26, 2026
Instrument	226032505

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Secondary School District	Kern High School District (09 - 12)
Elementary School District	Norris Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$244,079 (+2%) Land $52,724 Building $191,355
2025	$3,949.00 (+1.31%) Homeowner's exemption	$239,294 (+4.04%) Land $51,691 Building $187,603
2024	$3,898.00 (+2.02%)
2023	$3,821.00 (+1.57%) Homeowner's exemption	$230,004 Land $49,685 Building $180,319
2022	$3,762.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAKERSFIELD serves 171,108 people · EPA ID CA1510031
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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