9708 NE 120th St, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 9708 NE 120th St, Okeechobee, FL 34972

Property Summary

Property Type	Mobile Home
Details	924 sqft · built 1990
Lot Size	9.55 acres (415,998 sqft)
Owner	Individual Name on File
Tax Bill	$707 (2025)
Deeds & Mortgages	Jan 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-10-36-36-0A00-00009-A000`

Property Details

APN / Parcel Number

Primary APN	`1-10-36-36-0A00-00009-A000`

Interior

Building Area	924 sqft Heated Area
Gross Area	1,204 sqft
Flooring	Plywood
Interior Walls	Unfinished

Exterior

Year Built	Built 1990
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Other
Lot Area	415,998 sqft (9.55 acres)
Porch	Finished/Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	9708 NE 120TH ST
City	OKEECHOBEE
State	FL
Zip	34972-7452
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	THE EAST 330 FEET OF THE WEST 660 FEET OF THE NW 1/4 OF THE SW 1/4 OF SECTION 10, TOWNSHIP 36 SOUTH, RANGE 36 EAST, LESS THE
Legal Range	36E
Legal Township	36S
Legal Section	10
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	NORTH OKEECHOBEE
Census Block Group	1
Census Block	1027
Census Tract	910101

Owner

9708 NE 120th St, a mobile home, is owned and occupied by an individual who acquired it in January 2026.

Source: Okeechobee County records, as of February 10, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	9708 NE 120TH ST, OKEECHOBEE, FL 34972-7452
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Sep 6, 2013
Last Transfer Date	Jan 14, 2026
Transfer Doc	0000000396
Record Updated	Jun 8, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKEECHOBEE FL
Recording Date	Jan 14, 2026
Property Address	9708 NE 120TH ST, OKEECHOBEE, FL 34972-7452
Document Number	0000000396
Instrument Date	Jan 9, 2026
Instrument	2026000396
Transaction Type	Transfer
Record Updated	Feb 11, 2026
Title Company	UNKNOWN, TRUSTPRO T&E INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9708 NE 120TH ST, OKEECHOBEE, FL 34972-7452

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9708 NE 120TH ST, OKEECHOBEE, FL 34972-7452

Mortgage

Document Number	0000000397
Date	Jan 14, 2026
Instrument	2026000397

Lender

Name	1ST SIGNATURE LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	373 Months
Due	Feb 1, 2057

Tax Assessment & Valuation

The 2025 property tax bill for 9708 NE 120th St was $707 with a homeowner's exemption.

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$707.00 Homeowner's exemption	$92,249 Land $27,351 Building $64,898	$220,286
2023	$952.00 (+15.25%) Homeowner's exemption	$47,260 (+2.86%) Land $24,223 Building $23,037	$233,257 (+31.22%) Land $167,350 Building $65,907
2022	$826.00 Homeowner's exemption	$45,948 Land $21,223 Building $24,725	$177,759 Land $121,600 Building $56,159

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9708 NE 120th St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 53 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	8 (2004–2024)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9708 NE 120th St is high, ranking above 78% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 66% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20