97071 Laffites Way, Yulee, FL 32097 Property Records

Nassau County property record for 97071 Laffites Way, Yulee, FL 32097

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,244 sqft · built 2003
Lot Size0.574 acres (25,000 sqft)
Owner2 Individual Names on Record
Last Sale$420,000 (Dec 2025)
Tax Bill$6,940 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Oct 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN43-3N-28-509B-0043-0000

Property Details

APN / Parcel Number

Primary APN43-3N-28-509B-0043-0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,244 sqft Living Area
Gross Area2,819 sqft
1st Floor Area1,669 sqft
Upper Floors Area575 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialCombination
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialSlate
Lot Area25,000 sqft (0.574 acres)
Garage TypeAttached
Garage Area575 sqft
PorchFinished/Open Porch
Porch Area549 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address97071 LAFFITES WAY
CityYULEE
StateFL
Zip32097-2485
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-1
Legal DescriptionLOT 43 IN OR 1151/5 & OR 1849/204 PIRATES WOOD 2 UNR
Legal Range28E
Legal Township03N
Legal Section43
Legal SubdivisionPIRATES WOOD
Legal Lot Number43
JurisdictionNASSAU FL
Township / Civil DivisionYULEE
Census Block Group1
Census Block1015
Census Tract50308

Owner

Source: Nassau County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address97071 LAFFITES WAY, YULEE, FL 32097-2485
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2025Warranty Deed, Transfer · VA Mortgage
CAPITAL CITY HOME LOANS LLC
Oct 3, 2018Deed of Trust, Mortgage · Line of Credit
SYNOVUS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 23, 2025 · Amount on Record
Deed SaleDec 23, 2025 · Amount on Record
Prior SaleAug 7, 2002 · Amount on Record
Deed Document Number202538486
Deed Book / Page2837 / 1150
Prior Transfer DateJul 2, 2003
Prior Transfer Doc0000023971
Record UpdatedOct 29, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateDec 23, 2025
Property Address97071 LAFFITES WAY, YULEE, FL 32097-2485
Document Number0028371150
Book / Page2837 / 1150
Map ReferenceVOL 93 PG 475-476
Instrument DateDec 12, 2025
Instrument202545038486
Transaction TypeTransfer
Record UpdatedJan 16, 2026
Title CompanyWATSON TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,940.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8550 TOUCHTON RD APT 1035, 1035, JACKSONVILLE, FL 32216-2210

Transferred To (Grantee/Buyer)

NameVerified Name
Address97071 LAFFITES WAY, YULEE, FL 32097-2485

Mortgage

Document Number0028371152
DateDec 23, 2025
Instrument2837/1152
Lender
NameCAPITAL CITY HOME LOANS LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address97071 LAFFITES WAY, YULEE, FL 32097-2485
Document Number0022330610
Instrument DateOct 3, 2018
Transaction TypeMortgage
Record UpdatedNov 19, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address97071 LAFFITES WAY YULEE FL 320972485, YULEE, FL 32097-2485

Mortgage

Document Number0022330610
DateOct 29, 2018
Book Page002233/000610
Instrument45033464
Lender
NameSYNOVUS BK
TypeBank
AddressCOLUMBUS, GA 31901
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,940.00 (+11.63%)$473,563 (+19.04%) Land $100,000 Building $373,563$473,563 (+19.04%) Land $100,000 Building $373,563
2024$6,217.00 (+226.52%)$397,826 (+142.31%) Land $100,000 Building $297,826$397,826 (+3.42%) Land $100,000 Building $297,826
2023$1,904.00 (+7.27%) Homeowner's exemption Widower's exemption$164,179 (+3%)$384,683 (+39.02%) Land $100,000 Building $284,683
2022$1,775.00 Homeowner's exemption Widower's exemption$159,397$276,709 Land $60,000 Building $216,709

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 475 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies475 in force
Nearby Flood Claims25 (2016–2024)
Claims Outside the SFHA4 of 25
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims
  • Hurricane Matthew, Oct 2016 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA: LOFTON OAKS GRID
private · serves 24,318 people · EPA ID FL2454338
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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