9707 Whitecliff Pl, Highlands Ranch (Littleton), CO 80129 Property Records

Douglas County property record for 9707 Whitecliff Pl, Highlands Ranch, CO 80129

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,796 sqft · built 1996
Lot Size	0.118 acres (5,140 sqft)
Owner	Individual Name on File
Last Sale	$362,000 (Aug 2017)
Tax Bill	$3,890 (2025)
Deeds & Mortgages	Mar 2020 Loan Modification Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2229-09-3-05-006`

Property Details

APN / Parcel Number

Primary APN	`2229-09-3-05-006`
Alternative APNs	`R0385132` `0385132`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,796 sqft Living Area
Gross Area	1,817 sqft
1st Floor Area	1,396 sqft
Basement Area	421 sqft
Finished Basement	400 sqft
Unfinished Basement	21 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,140 sqft (0.118 acres)
Garage Area	455 sqft
Porch	Porch
Porch Area	237 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0385132
Street Address	9707 WHITECLIFF PL
City	HIGHLANDS RANCH
State	CO
Zip	80129-5747
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDU
Legal Description	LOT 473 HIGHLANDS RANCH 111-B 0.118 AM/L
Legal Range	68W
Legal Township	06S
Legal Section	09
Legal Quarter	SW
Legal Subdivision	HIGHLANDS RANCH
Legal Block	5
Legal Lot Number	473
Jurisdiction	DOUGLAS CO
Township / Civil Division	SEDALIA
Census Block Group	4
Census Block	4011
Census Tract	14130

Owner

9707 Whitecliff Pl is owned and occupied by an individual who bought it in August 2017.

Source: Douglas County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	9707 WHITECLIFF PL, HIGHLANDS RANCH, CO 80129-5747
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2020	Loan Modification, Mortgage · FHA Mortgage HOUSING FIN AUTH
Mar 2, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Aug 7, 2017	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2017 · Amount on File
Deed Sale	Aug 7, 2017 · Amount on File
Prior Sale	May 14, 2007 · Amount on File
Deed Document Number	201753609
Prior Transfer Date	Sep 29, 2004
Prior Transfer Doc	0000105057
Record Updated	Oct 29, 2026

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DOUGLAS CO
Property Address	9707 WHITECLIFF PL, HIGHLANDS RANCH, CO 80129-5747
Document Number	0000026924
Instrument Date	Mar 2, 2020
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9707 WHITECLIFF PL HIGHLANDS RANCH CO 801295747, HIGHLANDS RANCH, CO 80129-5747

Mortgage

Document Number	0000026924
Date	Apr 8, 2020
Instrument	26924

Lender

Name	HOUSING FIN AUTH
Address	1 CORPORATE DR # 360, LAKE ZURICH, IL 60047-8945

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 7, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	9707 WHITECLIFF PL, HIGHLANDS RANCH, CO 80129-5747
Document Number	0000024420
Instrument Date	Mar 2, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9707 WHITECLIFF PL HIGHLANDS RANCH CO 801295747, HIGHLANDS RANCH, CO 80129-5747

Mortgage

Document Number	0000024420
Date	Apr 1, 2020
Instrument	24420

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 31, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS CO
Recording Date	Aug 7, 2017
Property Address	9707 WHITECLIFF PL, HIGHLANDS RANCH, CO 80129-5747
Document Number	0000053609
Instrument Date	Aug 4, 2017
Instrument	2017053609
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	FIRST AMERICAN COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9707 WHITD PLACE, LITTLETON, CO 80129

Mortgage

Document Number	0000053610
Date	Aug 7, 2017
Instrument	2017053610

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Mortgage

Document Number	0000053611
Date	Aug 7, 2017
Instrument	2017053611

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 9707 Whitecliff Pl was $3,890, up 12.7% from the year before.

Source: Douglas County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Douglas County
Unified School District	Douglas County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,450 (-) Land $8,530 Building $31,920	$594,881 (-) Land $125,439 Building $469,442
2025	$3,890.00 (+12.72%)	$40,450 Land $8,530 Building $31,920	$594,881 Land $125,439 Building $469,442
2024	$3,451.00 (+0.17%)
2023	$3,445.00	$40,300 Land $9,400 Building $30,900	$601,547 Land $140,324 Building $461,223

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9707 Whitecliff Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9707 Whitecliff Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLANDS RANCH WSD serves 103,444 people · EPA ID CO0118015
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 761 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BAM Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Aerux Broadband, Xtream Internet.

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