9706 Post Oak Rd, Spotsylvania, VA 22551 Property Records

Spotsylvania County property record for 9706 Post Oak Rd, Spotsylvania, VA 22551

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,147 sqft · built 2018
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$50,000 (Mar 2015)
Tax Bill	$4,750 (2026)
Deeds & Mortgages	Apr 2018 Mortgage Apr 2017 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`45-A-38E`

Property Details

APN / Parcel Number

Primary APN	`45-A-38E`
Alternative APN	`045-A-38E`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,147 sqft Finished Area
Basement Area	2,147 sqft
Unfinished Basement	1,825 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Detached
Garage Area	1,220 sqft
Parking Spaces	5 Parking Spaces
Deck Area	80 sqft
Patio Area	525 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	9706 POST OAK RD
City	SPOTSYLVANIA
State	VA
Zip	22551-3350
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A3 - AGRIC
Legal Description	POST OAK RT 606 LOT 2
Legal Subdivision	E W KNISELEY PROP,
Legal Lot Number	2
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	LIVINGSTON
Census Block Group	3
Census Block	3014
Census Tract	20406

Owner

Source: Spotsylvania County records · APN 45-A-38E

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9706 POST OAK RD, SPOTSYLVANIA, VA 22551-3350
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 03, 2018	Deed of Trust, Mortgage ASSURANCE FIN'L
Apr 07, 2017	Quit Claim Deed, Construction Loan · Construction Mortgage ASSURANCE FIN'L

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 09, 2015 · Amount on Record
Deed Sale	Mar 09, 2015 · Amount on Record
Deed Book / Page	1500 / 3344
Last Transfer Date	Apr 07, 2017
Transfer Doc	0000006140
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	9706 POST OAK RD, SPOTSYLVANIA, VA 22551-3350
Document Number	201800005510
Instrument Date	Apr 03, 2018
Transaction Type	Mortgage
Record Updated	Apr 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	201800005510
Date	Apr 09, 2018
Instrument	5510

Lender

Name	ASSURANCE FIN'L
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 08, 2048

Interest

Rate Type	Fixed Rate

April 2017: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Apr 07, 2017
Property Address	9706 POST OAK RD, SPOTSYLVANIA, VA 22551-3350
Document Number	201700006140
Instrument Date	Apr 07, 2017
Instrument	6140
Transaction Type	Construction Loan
Record Updated	Apr 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	208 WYATT DR FREDERICKSBURG VA 224071447, FREDERICKSBURG, VA 22407-1447

Mortgage

Document Number	201700006141
Date	Apr 07, 2017
Instrument	6141

Lender

Name	ASSURANCE FIN'L
Type	Funding / Finance Company
Address	BATON ROUGE, LA 70809

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 06, 2018

Tax Assessment & Valuation

Source: Spotsylvania County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,750.00 (+31.69%)	$644,300 (+37.82%) Land $94,000 Building $550,300
2025			$644,300 (+37.82%) Land $94,000 Building $550,300
2023	$3,607.00	$467,500 Land $72,000 Building $395,500	$467,500 Land $72,000 Building $395,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 10, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Based on FCC filings for 37 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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