Miami County property record for 9705 W Klinger Rd, Covington, OH 45318
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,620 sqft · built 2004 |
| Lot Size | 5.11 acres (222,635 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $282,500 (May 2007) |
| Tax Bill | $3,772 (2025) |
| Deeds & Mortgages | Nov 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | H17-028620 |
| Primary APN | H17-028620 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,620 sqft Living Area |
| 1st Floor Area | 2,912 sqft |
| Upper Floors Area | 1,164 sqft |
| Basement Area | 1,456 sqft |
| Unfinished Basement | 1,456 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 222,635 sqft (5.11 acres) |
| Terrain | Rolling |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 288 sqft |
| Deck Area | 400 sqft |
| Patio Area | 400 sqft |
| Lean-To | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 9705 W KLINGER RD |
|---|---|
| City | COVINGTON |
| State | OH |
| Zip | 45318-9641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4-9-13 E CEN PT SW TR 2 |
| Legal Range | 04 |
| Legal Township | 09 |
| Legal Section | 13 |
| Legal Tract | 2 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | NEWBERRY |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 320100 |
Source: Miami County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9705 W KLINGER RD, COVINGTON, OH 45318-9641 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 25, 2007 · Amount on Record |
| Deed Sale | May 25, 2007 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 9705 W KLINGER RD, COVINGTON, OH 45318-9641 |
| Document Number | 0000014945 |
| Instrument Date | Nov 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9705 W KLINGER RD COVINGTON OH 453189641, COVINGTON, OH 45318-9641 |
| Document Number | 0000014945 |
|---|---|
| Date | Dec 1, 2017 |
| Instrument | 14945 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | LOUISVILLE, KY 40223 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Newberry Township |
| Unified School District | Covington Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,772.00 (-1.51%) Homeowner's exemption | $134,930 (+18.11%) Land $28,320 Building $106,610 | $385,500 (+18.11%) Land $80,900 Building $304,600 |
| 2024 | $3,830.00 (+2.6%) Homeowner's exemption | $114,240 (-) Land $26,880 Building $87,360 | |
| 2023 | $3,733.00 (-3.76%) Homeowner's exemption | $114,240 (-) Land $26,880 Building $87,360 | $326,400 (-) Land $76,800 Building $249,600 |
| 2022 | $3,879.00 Homeowner's exemption | $114,240 Land $26,880 Building $87,360 | $326,400 Land $76,800 Building $249,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures