9705 River Oak Ln, Windsor, CA 95492 Property Records

Sonoma County property record for 9705 River Oak Ln, Windsor, CA 95492 · Last verified April 2026

Property Summary

Property TypeRural Home
Details4 bd · 4 ba · 5,035 sqft · built 2009
Lot Size7.17 acres (312,325 sqft)
OwnerCompany Name on File
Last Sale$632,000 (Jan 2004)
Tax Bill$29,706 (2025)
Deeds & MortgagesDec 2020 Mortgage
Jul 2018 Transfer
Flood ZoneZone X (minimal risk)
APN066-300-047-000

Property Details

APN / Parcel Number

Primary APN066-300-047-000
Alternative APN
  • 066-300-047

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Total Rooms4 Rooms
Units2 Units
Stories3 Stories
Building Area5,035 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Construction TypeWood
Lot Area312,325 sqft (7.17 acres)
Garage TypeAttached
Garage Area952 sqft

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Old Parcel Number066-300-047
Street Address9705 RIVER OAK LN
CityWINDSOR
StateCA
Zip95492-8521
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionLOT 5 WINDSOR RIVER OAKS
Legal SubdivisionWINDSOR RIVER OAKS
Legal Block1
Legal Lot Number5
JurisdictionSONOMA CA
Township / Civil DivisionHEALDSBURG
Census Block Group1
Census Block1031
Census Tract153810

Owner

Source: Sonoma County records · APN 066-300-047-000

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address9705 RIVER OAK LN, WINDSOR, CA 95492-8521
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Jul 06, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 12, 2004 · Amount on Record
Deed SaleJan 12, 2004 · Amount on Record
Prior SaleApr 17, 2003 · Amount on Record
Deed Document Number20043957
Last Transfer DateJul 05, 2018
Transfer Doc0000048607
Record UpdatedJun 08, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address9705 RIVER OAK LN, WINDSOR, CA 95492-8521
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address9705 RIVER OAK LN, WINDSOR, CA 95492-8521

Mortgage

Document Number0000118856
DateDec 14, 2020
Instrument2020118856
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueSep 01, 2050

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSONOMA CA
Recording DateJul 06, 2018
Property Address9705 RIVER OAK LN, WINDSOR, CA 95492-8521
Document Number0000048607
Instrument DateJul 05, 2018
Instrument48607
Transaction TypeTransfer
Record UpdatedJul 20, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address9705 RIVER OAK LN WINDSOR CA 954928521, WINDSOR, CA 95492-8521

Tax Assessment & Valuation

Source: Sonoma County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
Unified School DistrictWindsor Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$29,706.00 (+4.38%) Homeowner's exemption$2,552,301 (+4.04%) Land $941,557 Building $1,610,744
2023$28,459.00 (+2.05%) Homeowner's exemption$2,453,195 Land $904,997 Building $1,548,198
2022$27,888.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sonoma County (06097C), updated February 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060971538101, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 16 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims1 (2019)
Most Recent ClaimFeb 2019, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 24 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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