Howard County property record for 9705 Promise Ct, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 940 sqft · built 1985 |
| Lot Size | 0.166 acres (7,230 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $123,500 (Nov 1987) |
| Tax Bill | $5,537 (2026) |
| Deeds & Mortgages | Oct 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-486800 |
| Primary APN | 06-486800 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 940 sqft Total Area |
| Basement Area | 470 sqft |
| Finished Basement | 470 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Split Foyer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,230 sqft (0.166 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 28 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 486800 |
|---|---|
| Street Address | 9705 PROMISE CT |
| City | LAUREL |
| State | MD |
| Zip | 20723-1466 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC |
| Legal Description | LOT 2 .166 A 9705 PROMISE CT HAMMONDS PROMISE |
| Legal Subdivision | HAMMONDS PROMISE |
| Legal Lot Number | 2 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 606907 |
9705 Promise Ct is owned and occupied by two individuals who bought it in November 1987.
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9705 PROMISE CT, LAUREL, MD 20723-1466 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 1987 · Amount on File |
| Deed Sale | Nov 20, 1987 · Amount on File |
| Prior Sale | Nov 8, 1985 · Amount on File |
| Deed Book / Page | 1751 / 139 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9705 PROMISE CT, LAUREL, MD 20723-1466 |
| Document Number | 0178760319 |
| Book / Page | 017876 / 000319 |
| Instrument Date | Oct 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9705 PROMISE CT LAUREL MD 207231466, LAUREL, MD 20723-1466 |
| Document Number | 0178760319 |
|---|---|
| Date | Oct 23, 2017 |
| Book Page | 017876/000319 |
| Name | JUSTICE FCU |
|---|---|
| Type | Credit Union |
| Address | CHANTILLY, VA 20151 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 22, 2037 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 9705 Promise Ct was $5,537 with a homeowner's exemption, up 0.9% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,537.00 (+0.91%) Homeowner's exemption | $384,033 (+10.77%) | $458,700 (+32.3%) Land $260,000 Building $198,700 |
| 2025 | $5,487.00 Homeowner's exemption | $346,700 Land $165,000 Building $181,700 | $346,700 Land $165,000 Building $181,700 |
| 2023 | $329,700 | $346,700 Land $165,000 Building $181,700 | |
| 2022 | $3,616.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9705 Promise Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9705 Promise Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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