Lake County property record for 9705 Lake St, Lower Lake, CA 95457
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,116 sqft · built 1954 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $229,000 (Apr 2021) |
| Tax Bill | $3,711 (2026) |
| Deeds & Mortgages | Jan 2026 Transfer Apr 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 024-234-110-000 |
| Primary APN | 024-234-110-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 1,116 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 2010 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 6,098 sqft (0.14 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Old Parcel Number | 024-234-11 |
|---|---|
| Street Address | 9705 LAKE ST |
| City | LOWER LAKE |
| State | CA |
| Zip | 95457-9592 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | NICHOLS & KUGELMANS ADD |
| Legal Block | 3 |
| Jurisdiction | LAKE CA |
| Township / Civil Division | LOWER LAKE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 1200 |
9705 Lake St is owned by an individual who acquired it in January 2026.
Source: Lake County records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 546 S 29TH ST, RICHMOND, CA 94804-4012 |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 16, 2026 | Intrafamily Transfer, Transfer |
| Apr 13, 2021 | Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Sep 8, 2020 | Grant Deed, Transfer WHEELER 1999 TRUST (PT) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 13, 2021 · Amount on File |
| Deed Sale | Apr 13, 2021 · Amount on File |
| Prior Sale | Sep 8, 2020 · Amount on File |
| Deed Document Number | 20216379 |
| Last Transfer Date | Jan 13, 2026 |
| Transfer Doc | 0000000451 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Jan 16, 2026 |
| Property Address | 9705 LAKE ST, LOWER LAKE, CA 95457-9592 |
| Document Number | 0000000451 |
| Map Reference | MB 1 PG 47 |
| Instrument Date | Jan 13, 2026 |
| Instrument | 2026000451 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 546 S 29TH ST, RICHMOND, CA 94804-4012 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Apr 13, 2021 |
| Property Address | 9705 LAKE ST, LOWER LAKE, CA 95457-9592 |
| Document Number | 0000006379 |
| Map Reference | MB 1 PG 47 |
| Instrument Date | Apr 8, 2021 |
| Instrument | 2021006379 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 546 S 29TH ST, RICHMOND, CA 94804-4012 |
| Document Number | 0000006380 |
|---|---|
| Date | Apr 13, 2021 |
| Instrument | 2021006380 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Sep 8, 2020 |
| Property Address | 9705 LAKE ST, LOWER LAKE, CA 95457-9592 |
| Document Number | 0000010979 |
| Instrument Date | Aug 31, 2020 |
| Instrument | 10979 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $121.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3441 JACKSON ST CLEARLAKE CA 954228030, CLEARLAKE, CA 95422-8030 |
| Document Number | 10980 |
|---|---|
| Date | Sep 8, 2020 |
| Instrument | 10980 |
| Name | WHEELER 1999 TRUST (PT) |
|---|---|
| Address | PO BOX 6875, SANTA ROSA, CA 95406-0875 |
| Amount | Amount on Record |
|---|---|
| Term | 24 Months |
| Due | Sep 7, 2022 |
The 2026 property tax bill for 9705 Lake St was $3,711, up 15.6% from the year before.
Source: Lake County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Unified School District | Konocti Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,711.00 (+15.61%) | $252,830 (+2%) Land $38,641 Building $214,189 |
| 2025 | $3,210.00 | $247,874 Land $37,884 Building $209,990 |
| 2023 | $3,235.00 (+8.16%) | $238,251 Land $36,414 Building $201,837 |
| 2022 | $2,991.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 9705 Lake St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1995–2004) |
| Most Recent Claim | Jan 2004 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9705 Lake St is high, ranking above 78% of the US, with a 0.6% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 55% of California |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWER LAKE COUNTY WATER DISTRICT serves 1,326 people · EPA ID CA1710010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Jun 2023 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| DigitalPath Fixed Wireless | 400 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| 101Netlink Fixed Wireless | 100 / 20 |
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