9705 E 109th St N, Owasso, OK 74055 Property Records

Tulsa County property record for 9705 E 109th St N, Owasso, OK 74055

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,424 sqft · built 2004
Lot Size	0.192 acres (8,407 sqft)
Owner	2 Individual Names on Record
Last Sale	$261,000 (Jul 2024)
Tax Bill	$2,714 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`61154-14-07-36550`

Property Details

APN / Parcel Number

Primary APN	`61154-14-07-36550`
Alternative APN	`R61154140736550`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,424 sqft Living Area
Basement Area	1,424 sqft
Laundry Room	Laundry Room

Exterior

Year Built	Built 2004
Architectural Style	Ranch
Exterior Material	Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,407 sqft (0.192 acres)
Garage Type	Attached
Garage Area	447 sqft
Porch	Porch
Porch Area	175 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R61154140736550
Street Address	9705 E 109TH ST N
City	OWASSO
State	OK
Zip	74055-7245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	LT 2 BLK 2
Legal Range	14E
Legal Township	21N
Legal Section	07
Legal Quarter	SW
Legal Subdivision	METRO HEIGHTS II
Legal Block	2
Legal Lot Number	2
Jurisdiction	TULSA OK
Township / Civil Division	TULSA
Census Block Group	2
Census Block	2009
Census Tract	5808

Owner

Source: Tulsa County records, as of January 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	9705 E 109TH ST N, OWASSO, OK 74055-7245
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK
Jul 3, 2024	Warranty Deed, Transfer · Conventional Mortgage REGENT BANK
Jun 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Jun 5, 2018	Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jul 3, 2024 · Amount on Record
Deed Sale	Jul 3, 2024 · Amount on Record
Prior Sale	Jun 5, 2018 · Amount on Record
Deed Document Number	2024053432
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULSA OK
Recording Date	Jul 14, 2026
Property Address	9705 E 109TH ST N, OWASSO, OK 74055-7245
Document Number	0000064810
Instrument Date	Jul 2, 2026
Instrument	202664810
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship, 164
Address	9705 E 109TH ST N, OWASSO, OK 74055-7245

Mortgage

Document Number	0000064810,
Date	Jul 14, 2026
Instrument	202664810

Lender

Name	CITIZENS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TULSA OK
Recording Date	Jul 3, 2024
Property Address	9705 E 109TH ST N, OWASSO, OK 74055-7245
Document Number	0000053432
Instrument Date	Jun 20, 2024
Instrument	2024053432
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	OKLAHOMA SECURED TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$391.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	9705 E 109TH ST N, OWASSO, OK 74055-7245

Mortgage

Document Number	0000053433
Date	Jul 3, 2024
Instrument	2024053433

Lender

Name	REGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2054

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULSA OK
Property Address	9705 E 109TH ST N, OWASSO, OK 74055-7245
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059461
Date	Jun 29, 2020
Instrument	2020059461

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	52970

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TULSA OK
Recording Date	Jun 5, 2018
Property Address	9705 E 109TH ST N, OWASSO, OK 74055-7245
Document Number	0000050307
Map Reference	PL5615
Instrument Date	Jun 1, 2018
Instrument	2018050307
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9705 E 109TH ST N, OWASSO, OK 74055-7245

Mortgage

Document Number	0000050308
Date	Jun 5, 2018
Instrument	2018050308

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Tulsa County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Tulsa County
Municipality	Owasso City
Unified School District	Owasso Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,714.00 (+45.06%) Homeowner's exemption	$24,840 (+45.03%) Land $2,427 Building $22,413	$234,900 (+6.13%) Land $22,950 Building $211,950
2023	$1,871.00 (+3.2%)	$17,128 (+3.17%) Land $1,776 Building $15,352	$221,342 (+38.34%) Land $22,950 Building $198,392
2022	$1,813.00 Homeowner's exemption	$16,601 Land $2,382 Building $14,219	$160,000 Land $22,950 Building $137,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 84% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON CO RWD #3 (NEW,#1) serves 25,375 people · EPA ID OK1021418
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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