9705 7th St, Unit B, Oscoda, MI 48750 Property Records

Iosco County property record for 9705 7th St, Unit B, Oscoda, MI 48750

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,724 sqft · built 1960
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Feb 2023)
Tax Bill	$1,876 (2025)
Deeds & Mortgages	Dec 2007 Mortgage Apr 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`066O7000058000`

Property Details

APN / Parcel Number

Primary APN	`066O7000058000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,724 sqft Building Perimeter
1st Floor Area	956 sqft
Basement Area	676 sqft
Unfinished Basement	676 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	93 ft deep x 86 ft wide
Garage Area	480 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	9705 7TH ST # B, B
City	OSCODA
State	MI
Zip	48750
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	THE VILLAGES OF OSCODA UNIT 580
Legal Subdivision	THE VILLAGES OF OSCODA
Legal Unit	580
Jurisdiction	IOSCO MI
Township / Civil Division	OSCODA
Census Block Group	1
Census Block	1010
Census Tract	102

Owner

9705 7th St, Unit B is owned and occupied by an individual who acquired it in April 2024.

Source: Iosco County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	9705 7TH ST # B, B, OSCODA, MI 48750
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2007	Deed of Trust, Mortgage FIRST FEDERAL OF NORTHERN MICHIGAN
Apr 9, 2024	Quit Claim Deed, Transfer Quitclaim
Apr 3, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage STAUNTON FINANCIAL INC
Feb 24, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2023 · Amount on File
Deed Sale	Feb 24, 2023 · Amount on File
Deed Document Number	2023711
Last Transfer Date	Apr 2, 2024
Transfer Doc	2024001565
Record Updated	Sep 20, 2026

December 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IOSCO MI
Property Address	9705 7TH ST # B, B, OSCODA, MI 48750
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9705 B E 7TH ST, OSCODA, MI 48750-1926

Mortgage

Document Number	00939/00561
Date	Dec 10, 2007
Book Page	00939/00561

Lender

Name	FIRST FEDERAL OF NORTHERN MICHIGAN
Address	100 S 2ND AVE, ALPENA, MI 49707

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2037

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IOSCO MI
Recording Date	Apr 9, 2024
Property Address	9705 7TH ST # B, B, OSCODA, MI 48750
Document Number	2024001565
Instrument Date	Apr 2, 2024
Instrument	2024001565
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9705 7TH ST # B, B, OSCODA, MI 48750

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IOSCO MI
Recording Date	Apr 3, 2024
Property Address	9705 7TH ST # B, B, OSCODA, MI 48750
Document Number	2024001328
Instrument Date	Apr 2, 2024
Instrument	2024001328
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6111 LOUD DR, OSCODA, MI 48750-9678

Mortgage

Document Number	2024001334
Date	Apr 3, 2024
Instrument	2024001334

Lender

Name	STAUNTON FINANCIAL INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IOSCO MI
Recording Date	Feb 24, 2023
Property Address	9705 7TH ST # B, B, OSCODA, MI 48750
Document Number	2023000711
Instrument Date	Feb 17, 2023
Instrument	2023000711
Transaction Type	Transfer
Record Updated	Mar 15, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 9705 7th St, Unit B was $1,876 with a homeowner's exemption.

Source: Iosco County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Iosco County
County Subdivision	Oscoda Charter Township
Unified School District	Oscoda Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,200 (+9.44%) Land $74,200	$148,400 (+9.44%) Land $148,400
2025	$1,876.00 Homeowner's exemption	$67,800 Land $67,800	$135,600 Land $135,600
2023	$829.00 Homeowner's exemption	$53,300 Land $53,300	$53,300 Land $53,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 9705 7th St, Unit B in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9705 7th St, Unit B is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSCODA TOWNSHIP serves 6,997 people · EPA ID MI0005040
Water Source	Purchased surface water from HURON SHORE REGIONAL UTILITY AUTHORITY
Last State Inspection	Aug 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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