Oneida County and Marcy Town property record for 9704 Ray Rd, Marcy, NY 13403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,968 sqft · built 1977 |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,653 (2026) |
| Deeds & Mortgages | Jun 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 304400 278.000-2-4 |
| Primary APN | 304400 278.000-2-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,968 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Upper Floors Area | 1,008 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 31,799 sqft (0.73 acres) |
| Lot Dimensions | 256 ft deep x 156 ft wide |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 396 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 008446 |
|---|---|
| Street Address | 9704 RAY RD |
| City | MARCY |
| State | NY |
| Zip | 13403-2516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Legal Lot Number | 4.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | MARCY |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 26200 |
Source: Oneida County and Marcy Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9704 RAY RD, MARCY, NY 13403-2516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 9704 RAY RD, MARCY, NY 13403-2516 |
| Document Number | 0000007532 |
| Instrument Date | Jun 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 9704 RAY RD MARCY NY 134032516, MARCY, NY 13403-2516 |
| Document Number | 0000007532 |
|---|---|
| Date | Jun 22, 2020 |
| Instrument | 7532 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Address | ROME, NY 13440 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 21, 2045 |
| Rate Type | Adjustable Rate |
|---|
Source: Oneida County and Marcy Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| County Subdivision | Marcy Town |
| Unified School District | Whitesboro Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,653.00 (+0.73%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $5,612.00 (+265.13%) | $125,000 (-) Land $24,000 Building $101,000 | $271,739 (+17.39%) Land $52,174 Building $219,565 |
| 2023 | $125,000 (-) Land $24,000 Building $101,000 | $231,481 (+14.81%) Land $44,444 Building $187,037 | |
| 2022 | $1,537.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $125,000 Land $24,000 Building $101,000 | $201,613 Land $38,710 Building $162,903 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MVWA - MOHAWK VALLEY WATER AUTHORITY serves 126,250 people · EPA ID NY3202411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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