9704 Bergin Rd, Howell, MI 48843 Property Records

Livingston County property record for 9704 Bergin Rd, Howell, MI 48843

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,016 sqft · built 1989
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on File
Last Sale$215,000 (Feb 2018)
Tax Bill$6,867 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Feb 2024 Line of Credit
+ 5 more
Flood ZoneZone X (minimal risk)
APN08-32-200-011

Property Details

APN / Parcel Number

Primary APN08-32-200-011
Alternative APN
  • 470832200011

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,016 sqft Living Area
1st Floor Area1,047 sqft
Basement Area969 sqft
Unfinished Basement969 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleOther
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialShingle
Lot Area87,120 sqft (2 acres)
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area210 sqft
Patio Area270 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address9704 BERGIN RD
CityHOWELL
StateMI
Zip48843-9035
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCA
Legal DescriptionSEC 32 T3N R6E COM NE COR, TH S86*W ALG N LINE 821.58 FT TO POB, TH S2*E 440 FT, TH S86*W 200 FT, TH N2*W 440 FT TO N LINE,
Legal Range06E
Legal Township03N
Legal Section32
Legal SubdivisionPART OF SEC 32 T3N R6E
Legal Tract713700
JurisdictionLIVINGSTON MI
Township / Civil DivisionHARTLAND
Census Block Group1
Census Block1000
Census Tract713700

Owner

9704 Bergin Rd is owned and occupied by an individual who bought it in February 2018.

Source: Livingston County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address9704 BERGIN RD, HOWELL, MI 48843-9035
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2026Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK
Feb 16, 2024Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK NA EASTERN MICHIGAN
May 30, 2023Deed of Trust, Mortgage · Line of Credit
DOW CU
May 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
DOW CHEMICAL EMPS CU
Dec 21, 2018Deed of Trust, Mortgage · Line of Credit
DOW CHEMICAL EMPS CU
Oct 12, 2018Deed of Trust, Mortgage · Conventional Mortgage
DOW CHEMICAL EMPS CU
Feb 13, 2018Warranty Deed, Transfer · Conventional with PMI
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 13, 2018 · Amount on File
Deed SaleFeb 13, 2018 · Amount on File
Prior SaleMay 5, 2014 · Amount on File
Deed Document Number20183874
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLIVINGSTON MI
Recording DateSep 23, 2026
Property Address9704 BERGIN RD, HOWELL, MI 48843-9035
Document Number0000021121
Instrument DateSep 3, 2026
Instrument202621121
Transaction TypeMortgage
Record UpdatedSep 30, 2026
Title CompanyIN TITLE, FIN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address9704 BERGIN RD, HOWELL, MI 48843-9035

Mortgage

Document Number0000021121,
DateSep 23, 2026
Instrument202621121
Lender
NameFIFTH THIRD BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Max Rate-1%

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLIVINGSTON MI
Property Address9704 BERGIN RD, HOWELL, MI 48843-9035
Transaction TypeMortgage
Record UpdatedMar 12, 2024
Title CompanyACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address9704 BERGIN RD, HOWELL, MI 48843-9035

Mortgage

Document Number0000002454
DateFeb 16, 2024
Instrument2024R-002454
Lender
NameFIFTH THIRD BANK NA EASTERN MICHIGAN
Address1850 E PARIS AVE SE, GRAND RAPIDS, MI 49546
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Change FrequencyMonthly

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLIVINGSTON MI
Property Address9704 BERGIN RD, HOWELL, MI 48843-9035
Transaction TypeMortgage
Record UpdatedJun 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address9704 BYRON RD, HOWELL, MI 48855-9340

Mortgage

Document Number0000009822
DateMay 30, 2023
Instrument2023R-009822
Lender
NameDOW CU
TypeCredit Union
AddressMIDLAND, MI 48641
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLIVINGSTON MI
Property Address9704 BERGIN RD, HOWELL, MI 48843-9035
Document Number0000014516
Instrument DateMay 5, 2020
Transaction TypeMortgage
Record UpdatedMay 28, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9704 BERGIN RD HOWELL MI 488439035, HOWELL, MI 48843-9035

Mortgage

Document Number0000014516
DateMay 11, 2020
Instrument14516
Lender
NameDOW CHEMICAL EMPS CU
TypeCredit Union
AddressMIDLAND, MI 48641-1649
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 10, 2050

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLIVINGSTON MI
Property Address9704 BERGIN RD, HOWELL, MI 48843-9035
Document Number0000000906
Instrument DateDec 21, 2018
Transaction TypeMortgage
Record UpdatedJan 29, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9704 BERGIN RD HOWELL MI 488439035, HOWELL, MI 48843-9035

Mortgage

Document Number0000000906
DateJan 10, 2019
Instrument906
Lender
NameDOW CHEMICAL EMPS CU
TypeCredit Union
AddressMIDLAND, MI 48641-1643
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLIVINGSTON MI
Property Address9704 BERGIN RD, HOWELL, MI 48843-9035
Document Number0000028177
Instrument DateOct 12, 2018
Transaction TypeMortgage
Record UpdatedJan 16, 2019
Title CompanySUPERIOR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9704 BERGIN RD HOWELL MI 488439035, HOWELL, MI 48843-9035

Mortgage

Document Number0000028177
DateOct 19, 2018
Instrument28177
Lender
NameDOW CHEMICAL EMPS CU
TypeCredit Union
AddressMIDLAND, MI 48641-1649
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 18, 2048

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLIVINGSTON MI
Recording DateFeb 13, 2018
Property Address9704 BERGIN RD, HOWELL, MI 48843-9035
Document Number0000003874
Instrument DateFeb 8, 2018
Instrument3874
Transaction TypeTransfer
Record UpdatedFeb 27, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,849.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address9704 BERGIN RD HOWELL MI 488439035, HOWELL, MI 48843-9035

Mortgage

Document Number3875
DateFeb 13, 2018
Instrument3875
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueFeb 12, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 9704 Bergin Rd was $6,867 with a homeowner's exemption.

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLivingston County
County SubdivisionHartland Township
Unified School DistrictHartland Consolidated Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$244,600$489,200
2025$6,867.00
2023$180,400
2021$360,800
2019$5,428.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9704 Bergin Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2008

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9704 Bergin Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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