Nassau County property record for 97038 Overton Ct, Yulee, FL 32097
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,550 sqft · built 2024 |
| Lot Size | 0.354 acres (15,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $470,000 (Oct 2024) |
| Tax Bill | $6,246 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Oct 2024 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 37-3N-27-0136-0020-0000 |
| Primary APN | 37-3N-27-0136-0020-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,550 sqft Living Area |
| Gross Area | 3,030 sqft |
| 1st Floor Area | 1,958 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Mobile Home |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Type | Cathedral/Clerestory |
| Lot Area | 15,405 sqft (0.354 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 97038 OVERTON CT |
|---|---|
| City | YULEE |
| State | FL |
| Zip | 32097-7359 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 20 BELLS RIVER ESTATES #3 PB 7/116 |
| Legal Range | 27E |
| Legal Township | 03N |
| Legal Section | 37 |
| Legal Subdivision | BELLS RIVER ESTATES #3 |
| Legal Lot Number | 20 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | YULEE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 50306 |
Source: Nassau County assessment roll, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1 KEVIN RD, NIANTIC, CT 06357-1417 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 14, 2023 | Deed of Trust, Mortgage · Commercial Mortgage MCU FINANCIAL CENTER CU |
| Oct 31, 2024 | Warranty Deed, Transfer · VA Mortgage REGIONS BANK |
| Jul 11, 2022 | Deed of Trust, Mortgage · Commercial Mortgage MCU FINANCIAL CENTER CU |
| Jun 30, 2022 | Warranty Deed, Transfer · Commercial Mortgage MCU FINANCIAL CENTER CU |
| Jun 11, 2019 | Warranty Deed, Transfer AMELIA TITLE AGENCY INC, AMELIA TITLE AGCY INC |
| Jul 19, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 31, 2024 · Amount on Record |
| Deed Sale | Oct 31, 2024 · Amount on Record |
| Prior Sale | Jun 30, 2022 · Amount on Record |
| Deed Document Number | 202430601 |
| Deed Book / Page | 2747 / 432 |
| Prior Transfer Date | Sep 11, 2014 |
| Prior Transfer Doc | 0019401700 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 97038 OVERTON CT, YULEE, FL 32097-7359 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 25 N MARKET ST 233, JACKSONVILLE, FL 32202-2802 |
| Document Number | 0026531950 |
|---|---|
| Date | Jul 14, 2023 |
| Book Page | 2653/1950 |
| Instrument | 202345021272 |
| Name | MCU FINANCIAL CENTER CU |
|---|---|
| Type | Credit Union |
| Address | CLEVELAND, OH 44114 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Oct 31, 2024 |
| Property Address | 97038 OVERTON CT, YULEE, FL 32097-7359 |
| Document Number | 0027470432 |
| Book / Page | 2747 / 432 |
| Map Reference | MB 7 PG 116-118 |
| Instrument Date | Oct 29, 2024 |
| Instrument | 202445030601 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Title Company | FLORIDA TITLE AND TRUST LLC, FLORIDA TITLE & TRUST LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,290.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25 N MARKET ST, JACKSONVILLE, FL 32202-2802 |
| Name | Verified Name |
|---|---|
| Address | 1 KEVIN ROAD, EAST LYME, CT 06333 |
| Document Number | 202445030602 |
|---|---|
| Date | Oct 31, 2024 |
| Instrument | 202445030602 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 97038 OVERTON CT, YULEE, FL 32097-7359 |
| Transaction Type | Mortgage |
| Record Updated | Feb 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 25 N MARKET ST 233, 233, JACKSONVILLE, FL 32202-2802 |
| Document Number | 0025761664 |
|---|---|
| Date | Jul 11, 2022 |
| Book Page | 2576/1664 |
| Instrument | 202245024349 |
| Name | MCU FINANCIAL CENTER CU |
|---|---|
| Type | Credit Union |
| Address | CLEVELAND, OH 44114 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Jun 30, 2022 |
| Property Address | 97038 OVERTON CT, YULEE, FL 32097-7359 |
| Document Number | 0025741188 |
| Book / Page | 2574 / 1188 |
| Map Reference | MB 7 PG 116-118 |
| Instrument Date | Jun 10, 2022 |
| Instrument | 202245023253 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Title Company | LANDMARK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $665.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 97117 DANIEL LN, YULEE, FL 32097-5074 |
| Name | Verified Name |
|---|---|
| Address | 97038 OVERTON CT # COURT971, COURT971, YULEE, FL 32097-7359 |
| Document Number | 0025761664 |
|---|---|
| Date | Jun 30, 2022 |
| Instrument | 2576/1664 |
| Name | MCU FINANCIAL CENTER CU |
|---|---|
| Type | Credit Union |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Jun 11, 2019 |
| Property Address | 97038 OVERTON CT, YULEE, FL 32097-7359 |
| Document Number | 0022801356 |
| Book / Page | 002280 / 001356 |
| Instrument Date | Jun 10, 2019 |
| Instrument | 45018360 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2019 |
| Title Company | AMELIA TITLE AGENCY INC, AMELIA TITLE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $182.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 445 FERNANDINA BEACH FL 320350445, FERNANDINA BEACH, FL 32035-0445 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Jul 19, 2017 |
| Property Address | 97038 OVERTON CT, YULEE, FL 32097-7359 |
| Document Number | 0021341153 |
| Book / Page | 002134 / 001153 |
| Instrument Date | Jul 17, 2017 |
| Instrument | 21610 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $224.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 20 S 4TH ST FERNANDINA BEACH FL 320344272, FERNANDINA BEACH, FL 32034-4272 |
Source: Nassau County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,246.00 (+617.11%) | $447,263 (+588.1%) Land $75,000 Building $372,263 | $447,263 (+588.1%) Land $75,000 Building $372,263 |
| 2024 | $871.00 (+21.31%) | $65,000 (+44.44%) Land $65,000 | $65,000 (+44.44%) Land $65,000 |
| 2023 | $718.00 (+1.99%) | $45,000 (-30.77%) Land $45,000 | $45,000 (-30.77%) Land $45,000 |
| 2022 | $704.00 | $65,000 Land $65,000 | $65,000 Land $65,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 61 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 61 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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