97038 Overton Ct, Yulee, FL 32097 Property Records

Nassau County property record for 97038 Overton Ct, Yulee, FL 32097

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,550 sqft · built 2024
Lot Size0.354 acres (15,405 sqft)
Owner2 Individual Names on File
Last Sale$470,000 (Oct 2024)
Tax Bill$6,246 (2025)
Deeds & MortgagesJul 2023 Mortgage
Oct 2024 Sale & Mortgage
+ 4 more
Flood ZoneZone X (moderate risk)
APN37-3N-27-0136-0020-0000

Property Details

APN / Parcel Number

Primary APN37-3N-27-0136-0020-0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,550 sqft Living Area
Gross Area3,030 sqft
1st Floor Area1,958 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Architectural StyleMobile Home
Exterior MaterialCombination
Construction TypeWood
Roof TypeCathedral/Clerestory
Lot Area15,405 sqft (0.354 acres)
Garage TypeAttached
Garage Area480 sqft
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address97038 OVERTON CT
CityYULEE
StateFL
Zip32097-7359
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 20 BELLS RIVER ESTATES #3 PB 7/116
Legal Range27E
Legal Township03N
Legal Section37
Legal SubdivisionBELLS RIVER ESTATES #3
Legal Lot Number20
JurisdictionNASSAU FL
Township / Civil DivisionYULEE
Census Block Group3
Census Block3005
Census Tract50306

Owner

Source: Nassau County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1 KEVIN RD, NIANTIC, CT 06357-1417
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2023Deed of Trust, Mortgage · Commercial Mortgage
MCU FINANCIAL CENTER CU
Oct 31, 2024Warranty Deed, Transfer · VA Mortgage
REGIONS BANK
Jul 11, 2022Deed of Trust, Mortgage · Commercial Mortgage
MCU FINANCIAL CENTER CU
Jun 30, 2022Warranty Deed, Transfer · Commercial Mortgage
MCU FINANCIAL CENTER CU
Jun 11, 2019Warranty Deed, Transfer
AMELIA TITLE AGENCY INC, AMELIA TITLE AGCY INC
Jul 19, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 31, 2024 · Amount on Record
Deed SaleOct 31, 2024 · Amount on Record
Prior SaleJun 30, 2022 · Amount on Record
Deed Document Number202430601
Deed Book / Page2747 / 432
Prior Transfer DateSep 11, 2014
Prior Transfer Doc0019401700
Record UpdatedJun 8, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address97038 OVERTON CT, YULEE, FL 32097-7359
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 N MARKET ST 233, JACKSONVILLE, FL 32202-2802

Mortgage

Document Number0026531950
DateJul 14, 2023
Book Page2653/1950
Instrument202345021272
Lender
NameMCU FINANCIAL CENTER CU
TypeCredit Union
AddressCLEVELAND, OH 44114
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

October 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateOct 31, 2024
Property Address97038 OVERTON CT, YULEE, FL 32097-7359
Document Number0027470432
Book / Page2747 / 432
Map ReferenceMB 7 PG 116-118
Instrument DateOct 29, 2024
Instrument202445030601
Transaction TypeTransfer
Record UpdatedJan 27, 2026
Title CompanyFLORIDA TITLE AND TRUST LLC, FLORIDA TITLE & TRUST LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,290.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address25 N MARKET ST, JACKSONVILLE, FL 32202-2802

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 KEVIN ROAD, EAST LYME, CT 06333

Mortgage

Document Number202445030602
DateOct 31, 2024
Instrument202445030602
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2054

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address97038 OVERTON CT, YULEE, FL 32097-7359
Transaction TypeMortgage
Record UpdatedFeb 29, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 N MARKET ST 233, 233, JACKSONVILLE, FL 32202-2802

Mortgage

Document Number0025761664
DateJul 11, 2022
Book Page2576/1664
Instrument202245024349
Lender
NameMCU FINANCIAL CENTER CU
TypeCredit Union
AddressCLEVELAND, OH 44114
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateJun 30, 2022
Property Address97038 OVERTON CT, YULEE, FL 32097-7359
Document Number0025741188
Book / Page2574 / 1188
Map ReferenceMB 7 PG 116-118
Instrument DateJun 10, 2022
Instrument202245023253
Transaction TypeTransfer
Record UpdatedJan 27, 2026
Title CompanyLANDMARK TITLE LLC

Transaction

AmountAmount Recorded
Tax$665.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address97117 DANIEL LN, YULEE, FL 32097-5074

Transferred To (Grantee/Buyer)

NameVerified Name
Address97038 OVERTON CT # COURT971, COURT971, YULEE, FL 32097-7359

Mortgage

Document Number0025761664
DateJun 30, 2022
Instrument2576/1664
Lender
NameMCU FINANCIAL CENTER CU
TypeCredit Union
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateJun 11, 2019
Property Address97038 OVERTON CT, YULEE, FL 32097-7359
Document Number0022801356
Book / Page002280 / 001356
Instrument DateJun 10, 2019
Instrument45018360
Transaction TypeTransfer
Record UpdatedJul 9, 2019
Title CompanyAMELIA TITLE AGENCY INC, AMELIA TITLE AGCY INC

Transaction

AmountAmount Recorded
Tax$182.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 445 FERNANDINA BEACH FL 320350445, FERNANDINA BEACH, FL 32035-0445

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateJul 19, 2017
Property Address97038 OVERTON CT, YULEE, FL 32097-7359
Document Number0021341153
Book / Page002134 / 001153
Instrument DateJul 17, 2017
Instrument21610
Transaction TypeTransfer
Record UpdatedJul 25, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$224.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address20 S 4TH ST FERNANDINA BEACH FL 320344272, FERNANDINA BEACH, FL 32034-4272

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,246.00 (+617.11%)$447,263 (+588.1%) Land $75,000 Building $372,263$447,263 (+588.1%) Land $75,000 Building $372,263
2024$871.00 (+21.31%)$65,000 (+44.44%) Land $65,000$65,000 (+44.44%) Land $65,000
2023$718.00 (+1.99%)$45,000 (-30.77%) Land $45,000$45,000 (-30.77%) Land $45,000
2022$704.00$65,000 Land $65,000$65,000 Land $65,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 61 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies61 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 81% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA: LOFTON OAKS GRID
private · serves 24,318 people · EPA ID FL2454338
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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