9703 Three M Rd, Lumberton, TX 77657 Property Records

Hardin County property record for 9703 Three M Rd, Lumberton, TX 77657

Property Summary

Property Type	Single Family Home
Details	888 sqft · built 1958
Lot Size	0.224 acres (9,757 sqft)
Owner	2 Individual Names on Record
Last Sale	$111,600 (Nov 2018)
Tax Bill	$1,413 (2026)
Deeds & Mortgages	Nov 2018 Mortgage Oct 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`000047-001100`

Property Details

APN / Parcel Number

Primary APN	`000047-001100`
Alternative APN	`11695`

Interior

Stories	1 Story
Building Area	888 sqft Living Area
1st Floor Area	888 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2013
Lot Area	9,757 sqft (0.224 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft
Utility Building	198 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	11695
Street Address	9703 THREE M RD
City	LUMBERTON
State	TX
Zip	77657-5926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0047 SMITH A W ACRES 0.224
Legal Subdivision	SMITH A W
Jurisdiction	HARDIN TX
Township / Civil Division	LUMBERTON
Census Block Group	2
Census Block	2059
Census Tract	30600

Owner

Source: Hardin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9703 THREE M RD, LUMBERTON, TX 77657-5926
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2018	Vendor's Lien, Transfer THRIVE MORTGAGE LLC
Oct 13, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2018 · Amount on Record
Deed Sale	Nov 15, 2018 · Amount on Record
Deed Document Number	201890277
Prior Transfer Date	Nov 13, 2018
Prior Transfer Doc	0000090277
Record Updated	Oct 29, 2026

November 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARDIN TX
Recording Date	Nov 15, 2018
Property Address	9703 THREE M RD, LUMBERTON, TX 77657-5926
Document Number	0000090277
Map Reference	VOL1034 PG819
Instrument Date	Nov 13, 2018
Instrument	2018-90277
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9703 THREE RD, LUMBERTON, TX 77657

Mortgage

Document Number	0000090278
Date	Nov 15, 2018
Instrument	2018-90278

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN TX
Recording Date	Oct 13, 2017
Property Address	9703 THREE M RD, LUMBERTON, TX 77657-5926
Document Number	0000078116
Instrument Date	Oct 13, 2017
Instrument	78116
Transaction Type	Transfer
Record Updated	Dec 6, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9727 THREE M RD LUMBERTON TX 776575926, LUMBERTON, TX 77657-5926

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hardin County
Unified School District	Lumberton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,413.00 (+197.47%) Homeowner's exemption	$81,734 (+1%)	$81,984 (-2.04%) Land $6,720 Building $75,264
2025	$475.00 (-24.84%) Homeowner's exemption	$74,304 (-12.99%) Land $6,720 Building $76,969	$83,689 (-2%) Land $6,720 Building $76,969
2023	$632.00 Homeowner's exemption	$85,393 Land $6,720 Building $78,673	$85,393 Land $6,720 Building $78,673

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 91 policies
Nearby Flood Policies	91 in force
Nearby Flood Claims	66 (1981–2026)
Claims Outside the SFHA	54 of 66
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Harvey, Sep 2017 · 12 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 2 claims Hurricane Rita, Sep 2005 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUMBERTON MUD serves 31,428 people · EPA ID TX1000035
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Highline Internet, T-Mobile.

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