Boulder County property record for 9703 Phillips Rd, Lafayette, CO 80026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5.75 ba · 5,446 sqft · built 1976 |
| Lot Size | 9.9 acres (431,249 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $3,950,000 (May 2025) |
| Tax Bill | $14,653 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage May 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1465-09-3-00-001 |
| Primary APN | 1465-09-3-00-001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5.75 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 5,446 sqft Living Area |
| Gross Area | 6,274 sqft |
| 1st Floor Area | 3,674 sqft |
| Upper Floors Area | 434 sqft |
| Basement Area | 510 sqft |
| Finished Basement | 140 sqft |
| Unfinished Basement | 370 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 431,249 sqft |
| Garage Type | Attached |
| Garage Area | 828 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 840 sqft |
| Deck Area | 210 sqft |
| Patio Area | 350 sqft |
| Total Buildings | 5 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | R0036842 |
|---|---|
| Street Address | 9703 PHILLIPS RD |
| City | LAFAYETTE |
| State | CO |
| Zip | 80026-9757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | 10 AC E 1/2 E 1/2 NW 1/4 SW 1/4 LESS MIN LESS R/W 9-1N-69 PER DEED 1102920 5/13/91 BCR |
| Legal Range | 69 |
| Legal Township | 1N |
| Legal Section | 09 |
| Legal Subdivision | EAST COUNTY |
| Legal Block | 3 |
| Jurisdiction | BOULDER CO |
| Township / Civil Division | LAFAYETTE-LOUISVILLE |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 12802 |
Source: Boulder County records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9703 PHILLIPS RD, LAFAYETTE, CO 80026-9757 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC |
| May 14, 2025 | Warranty Deed, Transfer · Conventional Mortgage OPTIMUM FIRST INC |
| Aug 15, 2018 | Deed of Trust, Mortgage · ARM GUARANTY BANK & TRUST CO |
| Aug 12, 2019 | Deed of Trust, Mortgage · ARM CHERRY CREEK MORTGAGE CO INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2025 · Amount on Record |
| Deed Sale | May 14, 2025 · Amount on Record |
| Prior Sale | Dec 1, 2014 · Amount on Record |
| Deed Document Number | 20254087612 |
| Prior Transfer Date | May 19, 2015 |
| Prior Transfer Doc | 0003447554 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOULDER CO |
| Property Address | 9703 PHILLIPS RD, LAFAYETTE, CO 80026-9757 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Title Company | HERITAGE TITLE COMPANY, HERITAGE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0003856011 |
|---|---|
| Date | Feb 3, 2021 |
| Instrument | 3856011 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOULDER CO |
| Recording Date | May 14, 2025 |
| Property Address | 9703 PHILLIPS RD, LAFAYETTE, CO 80026-9757 |
| Document Number | 0004087612 |
| Instrument Date | May 14, 2025 |
| Instrument | 4087612 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2026 |
| Title Company | UNKNOWN, UPWARD TITLE & CLOSING |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $395.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 9703 PHILLIPS RD, LAFAYETTE, CO 80026-9757 |
| Investor | Possibly a Property Investor |
| Document Number | 0004087613 |
|---|---|
| Date | May 14, 2025 |
| Instrument | 4087613 |
| Name | OPTIMUM FIRST INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOULDER CO |
| Property Address | 9703 PHILLIPS RD, LAFAYETTE, CO 80026-9757 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0003671259 |
|---|---|
| Date | Aug 15, 2018 |
| Instrument | 3671259 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DENVER, CO 80202 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Sep 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 6.37% |
| Index | 1-Year LIBOR |
| Max Rate | 9.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOULDER CO |
| Property Address | 9703 PHILLIPS RD, LAFAYETTE, CO 80026-9757 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | HERITAGE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0003729434 |
|---|---|
| Date | Aug 12, 2019 |
| Instrument | 3729434 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80111 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
Source: Boulder County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Boulder County |
| Unified School District | Boulder Valley School District RE-2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $159,950 (+5.66%) Land $67,301 Building $92,649 | $2,422,200 (-) Land $1,059,700 Building $1,362,500 | |
| 2025 | $14,653.00 (-0.31%) | $151,387 (-11.66%) Land $66,231 Building $85,156 | $2,422,200 (-5.3%) Land $1,059,700 Building $1,362,500 |
| 2023 | $14,698.00 (+34.96%) | $171,373 (+48.29%) Land $42,726 Building $128,647 | $2,557,800 (+53.82%) Land $637,700 Building $1,920,100 |
| 2022 | $10,891.00 | $115,566 Land $37,926 Building $77,640 | $1,662,830 Land $545,700 Building $1,117,130 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 55% of Colorado |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEFT HAND WD serves 20,280 people · EPA ID CO0107471 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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