Hillsborough County property record for 9703 Ivory Dr, Ruskin, FL 33573
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,612 sqft · built 2019 |
| Lot Size | 0.164 acres (7,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $217,300 (Mar 2019) |
| Tax Bill | $6,336 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 054163-1040 |
| Primary APN | 054163-1040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,612 sqft Living Area |
| Gross Area | 2,171 sqft |
| 1st Floor Area | 1,612 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,120 sqft (0.164 acres) |
| Lot Dimensions | 121 ft deep x 58.9 ft wide |
| Garage Type | Attached |
| Garage Area | 405 sqft |
| Porch | Open Porch |
| Porch Area | 154 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0541631040 |
|---|---|
| Street Address | 9703 IVORY DR |
| City | SUN CITY CENTER |
| State | FL |
| Zip | 33573-6797 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | BELMONT NORTH PHASE 2C LOT 49 BLOCK 39 |
| Legal Range | 19E |
| Legal Township | 31S |
| Legal Section | 24 |
| Legal Subdivision | BELMONT NORTH PHASE 2C |
| Legal Block | 39 |
| Legal Lot Number | 49 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 14007 |
9703 Ivory Dr is owned and occupied by two individuals who acquired it in May 2025.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9703 IVORY DR, SUN CITY CENTER, FL 33573-6797 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Aug 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 7, 2019 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage EAGLE HOME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2019 · Amount on File |
| Deed Sale | Mar 7, 2019 · Amount on File |
| Deed Document Number | 201995917 |
| Deed Book / Page | 26445 / 657 |
| Last Transfer Date | May 22, 2025 |
| Transfer Doc | 0000239561 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | May 8, 2026 |
| Property Address | 9703 IVORY DR, SUN CITY CENTER, FL 33573-6797 |
| Document Number | 0000178966 |
| Instrument Date | May 1, 2026 |
| Instrument | 2026178966 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000178966, |
|---|---|
| Date | May 8, 2026 |
| Instrument | 2026178966 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jun 1, 2031 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 9703 IVORY DR, RUSKIN, FL 33573-6797 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2021 |
| Name | Verified Name |
|---|---|
| Address | 9703 IVORY DR, RUSKIN, FL 33573-6797 |
| Document Number | 2021432344 |
|---|---|
| Date | Aug 26, 2021 |
| Instrument | 2021432344 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Mar 7, 2019 |
| Property Address | 9703 IVORY DR, RUSKIN, FL 33573-6797 |
| Document Number | 0000095917 |
| Book / Page | 26445 / 0657 |
| Map Reference | MB 130 PG 104 |
| Instrument Date | Feb 28, 2019 |
| Instrument | 2019095917 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,521.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2004600 WEST CYPRESS STREET #200200, 2004600, TAMPA, FL 33607 |
| Name | Verified Name |
|---|---|
| Address | 9703 IVORY DR, RUSKIN, FL 33573-6797 |
| Document Number | 0000095918 |
|---|---|
| Date | Mar 7, 2019 |
| Instrument | 2019095918 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2049 |
The 2025 property tax bill for 9703 Ivory Dr was $6,336 with a homeowner's exemption, up 5.1% from the year before.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $223,522 (+2.7%) | $267,901 (-3.54%) Land $91,692 Building $176,209 | |
| 2025 | $6,336.00 (+5.11%) Homeowner's exemption | $217,646 | $277,739 Land $98,745 Building $178,994 |
| 2024 | $6,028.00 (+4.71%) | ||
| 2023 | $5,757.00 (+4.24%) Homeowner's exemption | $205,351 (+3%) | $273,307 (+5.78%) Land $91,692 Building $181,615 |
| 2022 | $5,523.00 Homeowner's exemption | $199,370 | $258,374 Land $77,586 Building $180,788 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9703 Ivory Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 100 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 100 in force |
| Nearby Flood Claims | 7 (2020–2024) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9703 Ivory Dr is moderate, ranking above 69% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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