97028 Landing Trl, Yulee, FL 32097 Property Records

Nassau County property record for 97028 Landing Trl, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,342 sqft · built 1997
Lot Size	0.926 acres (40,318 sqft)
Owner	2 Individual Names on File
Last Sale	$920,000 (Feb 2024)
Tax Bill	$5,192 (2025)
Deeds & Mortgages	Feb 2024 Sale Sep 2023 Sale & Construction Loan + 1 more
Flood Zone	Zone AE (high risk)
APN	`43-3N-28-509A-0067-0000`

Property Details

APN / Parcel Number

Primary APN	`43-3N-28-509A-0067-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,342 sqft Living Area
Gross Area	4,092 sqft
1st Floor Area	2,052 sqft
Upper Floors Area	750 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	40,318 sqft (0.926 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	750 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	688 sqft
Deck Area	350 sqft
Patio Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	97028 LANDING TRL
City	YULEE
State	FL
Zip	32097-2478
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	LOT 67 IN OR 2692/1054 PIRATES WOOD 1 UNR
Legal Range	28E
Legal Township	03N
Legal Section	43
Legal Subdivision	PIRATES WOOD
Legal Lot Number	67
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	1
Census Block	1010
Census Tract	50308

Owner

97028 Landing Trl is owned and occupied by two individuals who bought it in February 2024.

Source: Nassau County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	97028 LANDING TRL, YULEE, FL 32097-2478
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Warranty Deed, Transfer TITLE AMERICA RE CLOSINGS INC, TITLE AMERICA RE CLOSINGS
Sep 19, 2023	Warranty Deed, Construction Loan · Construction Mortgage LIMA ONE CAPITAL LLC
Nov 30, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2024 · Amount on File
Deed Sale	Feb 2, 2024 · Amount on File
Prior Sale	Sep 19, 2023 · Amount on File
Deed Document Number	20243007
Deed Book / Page	2692 / 1054
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Feb 2, 2024
Property Address	97028 LANDING TRL, YULEE, FL 32097-2478
Document Number	0026921054
Book / Page	2692 / 1054
Instrument Date	Jan 31, 2024
Instrument	202445003007
Transaction Type	Transfer
Record Updated	Mar 6, 2024
Title Company	TITLE AMERICA RE CLOSINGS INC, TITLE AMERICA RE CLOSINGS

Transaction

Amount	Amount on Record
Tax	$6,440.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 N MARKET ST, JACKSONVILLE, FL 32202-2802

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97028 LANDING TRL, YULEE, FL 32097-2478

September 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Sep 19, 2023
Property Address	97028 LANDING TRL, YULEE, FL 32097-2478
Document Number	0026680441
Book / Page	2668 / 441
Instrument Date	Sep 12, 2023
Instrument	202345028582
Transaction Type	Construction Loan
Record Updated	Oct 24, 2023
Title Company	TITLE AMERICA

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5991 US HIGHWAY 17 N, KINGSLAND, GA 31548-4049

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 N MARKET ST, JACKSONVILLE, FL 32202-2802

Mortgage

Document Number	0002668445
Date	Sep 19, 2023
Instrument	2668/445

Lender

Name	LIMA ONE CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	14 Months
Due	Nov 1, 2024

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Nov 30, 2020
Property Address	97028 LANDING TRL, YULEE, FL 32097-2478
Document Number	0024111669
Book / Page	2411 / 1669
Instrument Date	Nov 20, 2020
Instrument	202045038444
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	GUARDIAN TITLE & TRUST INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	97068 LANDING TRL, 97068, YULEE, FL 32097-2478

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91330 BLACKRDS WAY, YULEE, FL 32097

Mortgage

Document Number	0024111671
Date	Nov 30, 2020
Instrument	2411/1671

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 97028 Landing Trl was $5,192, down 54.5% from the year before.

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,192.00 (-54.46%)	$378,573 (-48.11%)	$828,172 (+13.51%) Land $200,000 Building $628,172
2024	$11,401.00 (+142.32%)	$729,586 (+117.97%) Land $170,000 Building $559,586	$729,586 (+44.61%) Land $170,000 Building $559,586
2023	$4,705.00 (-20.36%) Homeowner's exemption	$334,726 (-22.8%)	$504,504 (+2.14%) Land $170,000 Building $334,504
2022	$5,908.00 Homeowner's exemption	$433,590	$493,912 Land $240,000 Building $253,912

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 97028 Landing Trl in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 475 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	475 in force
Nearby Flood Claims	25 (2016–2024)
Claims Outside the SFHA	4 of 25
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 97028 Landing Trl is moderate, ranking above 68% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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