97020 Katfish Ln, Yulee, FL 32097 Property Records

Nassau County property record for 97020 Katfish Ln, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,839 sqft · built 2000
Lot Size	0.555 acres (24,196 sqft)
Owner	2 Owner Names on File
Last Sale	$294,500 (Nov 2003)
Tax Bill	$9,693 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`43-3N-28-509G-0007-0000`

Property Details

APN / Parcel Number

Primary APN	`43-3N-28-509G-0007-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	3,839 sqft Heated Area
Gross Area	5,128 sqft
1st Floor Area	3,169 sqft
Upper Floors Area	670 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	24,196 sqft (0.555 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	465 sqft
Deck Area	32 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	97020 KATFISH LN
City	YULEE
State	FL
Zip	32097-2477
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-1
Legal Description	LOT 7 IN OR 1187/151 PIRATES WOOD ESTATES PB 5/273
Legal Range	28E
Legal Township	03N
Legal Section	43
Legal Subdivision	PIRATES WOOD ESTATES
Legal Lot Number	7
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	1
Census Block	1010
Census Tract	50308

Owner

Source: Nassau County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	97020 KATFISH LN, YULEE, FL 32097-2477
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMESOUTH BANK
Jun 26, 2017	Deed of Trust, Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 6, 2003 · Amount on Record
Deed Sale	Nov 6, 2003 · Amount on Record
Prior Sale	Nov 6, 2003 · Amount on Record
Deed Document Number	0001187151
Deed Book / Page	1187 / 151
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	97020 KATFISH LN, YULEE, FL 32097-2477
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97020 KATFISH LN, YULEE, FL 32097-2477

Mortgage

Document Number	0024291638
Date	Feb 1, 2021
Book Page	2429/1638
Instrument	202145003436

Lender

Name	PRIMESOUTH BANK
Type	Bank
Address	JESUP, GA 31545

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Feb 1, 2028
Change Frequency	Annually
Min Rate At Change	1.5%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	97020 KATFISH LN, YULEE, FL 32097-2477
Document Number	0021310253
Book / Page	002131 / 000253
Instrument Date	Jun 26, 2017
Transaction Type	Mortgage
Record Updated	Jul 11, 2017
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	97020 KATFISH LN YULEE FL 320972477, YULEE, FL 32097-2477

Mortgage

Document Number	0021310253
Date	Jul 5, 2017
Book Page	002131/000253
Instrument	19932

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 4, 2047

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,693.00 (+5.16%)	$700,378 (+3.71%) Land $125,000 Building $575,378	$700,378 (+3.71%) Land $125,000 Building $575,378
2024	$9,217.00 (+2.57%)	$675,308 (-0.72%) Land $125,000 Building $550,308	$675,308 (-0.72%) Land $125,000 Building $550,308
2023	$8,986.00 (+30.69%)	$680,214 (+39.5%) Land $125,000 Building $555,214	$680,214 (+39.5%) Land $125,000 Building $555,214
2022	$6,876.00	$487,611 Land $75,000 Building $412,611	$487,611 Land $75,000 Building $412,611

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 475 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	475 in force
Nearby Flood Claims	25 (2016–2024)
Claims Outside the SFHA	4 of 25
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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