97013 Chester River Rd, Yulee, FL 32097 Property Records

Nassau County property record for 97013 Chester River Rd, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,521 sqft · built 1989
Lot Size	1.08 acres (47,045 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,962 (2025)
Deeds & Mortgages	Jul 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`42-3N-28-1215-0009-0000`

Property Details

APN / Parcel Number

Primary APN	`42-3N-28-1215-0009-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,521 sqft Heated Area
Gross Area	2,990 sqft
1st Floor Area	1,518 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	47,045 sqft (1.08 acres)
Garage Area	390 sqft
Porch	Open Porch
Porch Area	1,082 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	97013 CHESTER RIVER RD
City	YULEE
State	FL
Zip	32097-4984
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-1
Legal Description	LOT 9 LEMACKS HEIGHTS PB5/195
Legal Range	28E
Legal Township	03N
Legal Section	42
Legal Subdivision	LEMACKS HEIGHTS
Legal Lot Number	9 8
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	3
Census Block	3001
Census Tract	50306

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	97013 CHESTER RIVER RD, YULEE, FL 32097-4984
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2006
Deed Sale	Jul 17, 2006
Deed Document Number	200625322
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jul 31, 2020
Property Address	97013 CHESTER RIVER RD, YULEE, FL 32097-4984
Document Number	0023800715
Book / Page	2380 / 715
Map Reference	MB 5 PG 195
Instrument Date	Jul 29, 2020
Instrument	202045023654
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	GUARDIAN TITLE AND TRUST INC

Transaction

Amount	Amount Recorded
Tax	$315.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	97013 CHESTER RIVER RD, 97013, YULEE, FL 32097-4984

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97077 CHESTER RIVER RD, YULEE, FL 32097-4984

Mortgage

Document Number	0002380716
Date	Jul 31, 2020
Instrument	2380/716

Lender

Name	PRIMESOUTH BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,962.00 (+1.61%) Homeowner's exemption	$168,202 (+2.9%)	$272,140 (+5.07%) Land $91,800 Building $180,340
2024	$1,931.00 (+1.85%) Homeowner's exemption	$163,462 (+3%)	$259,001 (+2.94%) Land $86,400 Building $172,601
2023	$1,896.00 Homeowner's exemption	$158,701	$251,602 Land $86,400 Building $165,202

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 61 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	61 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20