9701 Chestnut Ridge Dr, Windermere, FL 34786 Property Records

Orange County property record for 9701 Chestnut Ridge Dr, Windermere, FL 34786

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 3,776 sqft · built 1986
Lot Size0.591 acres (25,755 sqft)
Owner2 Individual Names on Record
Last Sale$75,600 (Apr 2011)
Tax Bill$13,706 (2025)
Deeds & MortgagesMay 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN16-23-28-3899-00-010

Property Details

APN / Parcel Number

Primary APN16-23-28-3899-00-010
Alternative APNs
  • 282316389900010
  • 283317
  • 288162
  • 292325

Interior

Bedrooms5 Beds
Full Baths5 Baths
Stories2 Stories
Building Area3,776 sqft Living Area
Gross Area5,225 sqft
1st Floor Area3,072 sqft
FlooringWood
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1994
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area25,755 sqft (0.591 acres)
Garage TypeAttached
Garage Area750 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area575 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address9701 CHESTNUT RIDGE DR
CityWINDERMERE
StateFL
Zip34786-8944
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-D
Legal DescriptionISLEWORTH 16/118 LOT 1
Legal Range28E
Legal Township23S
Legal Section16
Legal SubdivisionISLEWORTH
Legal Tract3899
Legal Lot Number1
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2043
Census Tract14809

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9701 CHESTNUT RIDGE DR, WINDERMERE, FL 34786-8944
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 18, 2011 · Amount on Record
Deed SaleApr 18, 2011 · Amount on Record
Prior SaleMay 24, 2006 · Amount on Record
Deed Document Number2011196973
Deed Book / Page10200 / 5024
Prior Transfer DateMar 30, 2011
Prior Transfer Doc0000196973
Record UpdatedOct 29, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address9701 CHESTNUT RIDGE DR, WINDERMERE, FL 34786-8944
Document Number0000277065
Instrument DateMay 4, 2017
Transaction TypeMortgage
Record UpdatedAug 21, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address9701 CHESTNUT RIDGE DR WINDERMERE FL 347868944, WINDERMERE, FL 34786-8944

Mortgage

Document Number0000277065
DateMay 18, 2017
Instrument277065
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 17, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$875,503 (+2.7%)$1,429,110 (-1.13%) Land $616,250 Building $812,860
2025$13,706.00 (+3.59%) Homeowner's exemption$852,486 (+5.99%)$1,445,440 (+7.07%) Land $616,250 Building $829,190
2024$13,231.00 (+7.23%)
2023$12,339.00 (+3.07%) Homeowner's exemption$804,331 (+3%)$1,349,951 (+26.6%) Land $616,250 Building $733,701
2022$11,971.00 Homeowner's exemption$780,904$1,066,281 Land $446,250 Building $620,031

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 59 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies59 in force
Nearby Flood Claims11 (1989–2024)
Claims Outside the SFHA4 of 11
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber
1,200 / 1,200
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

Nearby Properties on Chestnut Ridge Dr

Nearby Streets

Search Property Records by Address or Parcel Number