97004 E Clover Rd, Kennewick, WA 99338 Property Records

Benton County property record for 97004 E Clover Rd, Kennewick, WA 99338

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,406 sqft · built 1992
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Tax Bill$4,308 (2023)
Deeds & MortgagesDec 2022 Line of Credit
Feb 2019 Mortgage
+ 1 more
APN103881020001009

Property Details

APN / Parcel Number

Primary APN103881020001009
Alternative APN
  • 16564

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area3,406 sqft Living Area
Gross Area5,210 sqft
1st Floor Area3,406 sqft

Exterior

Year BuiltBuilt 1992
Architectural StyleConventional
Exterior MaterialOther
Construction TypeWood
Foundation TypeRaised
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
Garage Area940 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area430 sqft
Deck Area384 sqft
Patio Area170 sqft
Shed1 Shed
Shed Area294 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address97004 E CLOVER RD
CityKENNEWICK
StateWA
Zip99338-8857
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEL RANCHO REATA #4, BLOCK 1 LOT 9
Legal SubdivisionEL RHO REATA 04
Legal Block1
Legal Lot Number9
JurisdictionBENTON WA
Township / Civil DivisionRICHLAND-KENNEWICK
Census Block Group1
Census Block1045
Census Tract10811

Owner

Source: Benton County records, as of March 29, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address97004 E CLOVER RD, KENNEWICK, WA 99338-8857
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 5, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Feb 21, 2019Deed of Trust, Mortgage · Conventional Mortgage
SUMMIT FUNDING INC
Mar 31, 2020Deed of Trust, Mortgage · Conventional Mortgage
SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 7, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON WA
Property Address97004 E CLOVER RD, KENNEWICK, WA 99338-8857
Transaction TypeMortgage
Record UpdatedDec 12, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000036926
DateDec 5, 2022
Instrument2022-036926
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueNov 21, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON WA
Property Address97004 E CLOVER RD, KENNEWICK, WA 99338-8857
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFRONTIER TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004266
DateFeb 21, 2019
Instrument2019-004266
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
AddressSACRAMENTO, CA 95815
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2049

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON WA
Property Address97004 E CLOVER RD, KENNEWICK, WA 99338-8857
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFRONTIER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010883
DateMar 31, 2020
Instrument2020-010883
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
AddressSACRAMENTO, CA 95815
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

Tax Assessment & Valuation

Source: Benton County assessment roll, as of May 31, 2023

Property Jurisdictions

TypeName
StateWashington
CountyBenton County
Unified School DistrictKennewick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$4,308.00$727,940 (+39.08%) Land $180,000 Building $547,940$727,940 (+39.08%) Land $180,000 Building $547,940
2022$523,390 Land $75,000 Building $448,390$523,390 Land $75,000 Building $448,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 61% of Washington
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBADGER MOUNTAIN IRRIGATION DISTRICT
serves 2,331 people · EPA ID WA5322617
Water SourcePurchased surface water from CITY OF RICHLAND
Last State InspectionMay 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2024
Haloacetic acids
not recorded as resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
PocketiNet
Fixed Wireless
200 / 50
xyTel
Fixed Wireless
100 / 20
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
100 / 20

May also be available: Ziply Fiber.

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