Lorain County property record for 9700 Root Rd, Columbia Station, OH 44028
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,543 sqft · built 1954 |
| Lot Size | 0.969 acres (42,253 sqft) |
| Owner | Individual Name on File |
| Last Sale | $391,000 (Nov 2021) |
| Tax Bill | $5,445 (2024) |
| Deeds & Mortgages | Oct 2025 Line of Credit Nov 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00-010-000-021 |
| Primary APN | 11-00-010-000-021 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,543 sqft Living Area |
| 1st Floor Area | 1,657 sqft |
| 2nd Floor Area | 340 sqft |
| Attic Area | 768 sqft |
| Family Room | Family Room |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 42,253 sqft (0.969 acres) |
| Garage Type | Attached |
| Garage Area | 1,319 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 250 sqft |
| Patio Area | 250 sqft |
| Canopy | 540 sqft |
| Pole Barn | 440 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 9700 ROOT RD |
|---|---|
| City | COLUMBIA STATION |
| State | OH |
| Zip | 44028-9583 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SURVEY BEFORE NEXT TRANSFER |
| Legal Subdivision | EATON |
| Legal Lot Number | 10 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | EATON |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 91100 |
9700 Root Rd is owned and occupied by an individual who acquired it in July 2024.
Source: Lorain County records, as of March 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 9700 ROOT RD, COLUMBIA STATION, OH 44028-9583 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 21, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Nov 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN MIDWEST MORTGAGE CORP |
| Jul 31, 2020 | Warranty Deed, Transfer · Line of Credit RELIANCE FIRST CAP |
| May 17, 2019 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Jan 10, 2019 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2021 · Amount on File |
| Deed Sale | Nov 17, 2021 · Amount on File |
| Prior Sale | Nov 17, 2021 · Amount on File |
| Deed Document Number | 20210849927 |
| Last Transfer Date | Jul 16, 2024 |
| Transfer Doc | 0000019707 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 9700 ROOT RD, COLUMBIA STATION, OH 44028-9583 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Title Company | SERVICELINK TITLE COMPANY D, SERVICELINK TITLE PROVIDER |
| Name | Verified Name |
|---|---|
| Address | 9700 ROOT RD, COLUMBIA STATION, OH 44028-9583 |
| Document Number | 0000072159 |
|---|---|
| Date | Oct 21, 2025 |
| Instrument | 2025-0072159 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 16, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Nov 17, 2021 |
| Property Address | 9700 ROOT RD, COLUMBIA STATION, OH 44028-9583 |
| Document Number | 20210849927 |
| Instrument Date | Nov 1, 2021 |
| Instrument | 2021-0849927 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | AFFINITY TITLE COMPANY, INFINITY TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 9700 ROOT RD, COLUMBIA STATION, OH 44028-9583 |
| Document Number | 20210849928 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | 2021-0849928 |
| Name | AMERICAN MIDWEST MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 31, 2020 |
| Property Address | 9700 ROOT RD, COLUMBIA STATION, OH 44028-9583 |
| Document Number | 0000772037 |
| Instrument Date | Jul 30, 2020 |
| Instrument | 772037 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,340.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9700 ROOT RD COLUMBIA STATION OH 440289583, COLUMBIA STATION, OH 44028-9583 |
| Document Number | 772038 |
|---|---|
| Date | Jul 31, 2020 |
| Instrument | 772038 |
| Name | RELIANCE FIRST CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | MELVILLE, NY 11747 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 30, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 9700 ROOT RD, COLUMBIA STATION, OH 44028-9583 |
| Document Number | 0000716823 |
| Instrument Date | May 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 9700 ROOT RD COLUMBIA STATION OH 440289583, COLUMBIA STATION, OH 44028-9583 |
| Document Number | 0000716823 |
|---|---|
| Date | Jun 3, 2019 |
| Instrument | 716823 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 2, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jan 10, 2019 |
| Property Address | 9700 ROOT RD, COLUMBIA STATION, OH 44028-9583 |
| Document Number | 0000700723 |
| Instrument Date | Jan 9, 2019 |
| Instrument | 700723 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9700 ROOT RD COLUMBIA STATION OH 440289583, COLUMBIA STATION, OH 44028-9583 |
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Eaton Township |
| Unified School District | Columbia Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $5,445.00 (+6.81%) | ||
| 2023 | $5,098.00 (+1.35%) | $98,613 (+%) Land $19,233 Building $79,380 | $281,750 Land $54,950 Building $226,800 |
| 2022 | $5,030.00 | $98,610 Land $19,230 Building $79,380 | |
| 2021 | $281,750 Land $54,950 Building $226,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 9700 Root Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 10 (2011–2025) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Jun 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9700 Root Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Spectrum Cable | 1,000 / 35 |
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