Hamilton County property record for 9700 Cooper Ln, Cincinnati, OH 45242
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 6,324 sqft · built 2024 |
| Lot Size | 0.552 acres (24,045 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $305,000 (Aug 2023) |
| Tax Bill | $27,912 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Oct 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 603-0006-0071-00 |
| Primary APN | 603-0006-0071-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 6,324 sqft Living Area |
| Gross Area | 7,748 sqft |
| 1st Floor Area | 2,418 sqft |
| 2nd Floor Area | 1,866 sqft |
| Basement Area | 2,418 sqft |
| Finished Basement | 2,040 sqft |
| Unfinished Basement | 378 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 24,045 sqft (0.552 acres) |
| Lot Dimensions | 270 ft deep x 88 ft wide |
| Garage Type | Attached |
| Garage Area | 1,046 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 378 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 9700 COOPER LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45242-7006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | COOPER LANE 88 X 270.27 R1-T4-S9 NE |
| Legal Subdivision | FERRIS AND WILLIAMS PROPOSED |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 23902 |
Source: Hamilton County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9700 COOPER LN, CINCINNATI, OH 45242-7006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Sep 17, 2026 | Deed of Trust, Mortgage · Line of Credit NORTH SIDE BANK |
| Oct 11, 2023 | Deed of Trust, Mortgage 1ST NATIONAL BANK |
| Sep 3, 2024 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Aug 7, 2023 | Deed, Transfer · Conventional Mortgage 1ST NATIONAL BANK |
| Aug 9, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2023 · Amount on Record |
| Deed Sale | Aug 7, 2023 · Amount on Record |
| Prior Sale | Aug 9, 2019 · Amount on Record |
| Deed Document Number | 202354785 |
| Deed Book / Page | 14973 / 446 |
| Prior Transfer Date | Mar 6, 2001 |
| Prior Transfer Doc | 0000034884 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 17, 2026 |
| Property Address | 9700 COOPER LN, CINCINNATI, OH 45242-7006 |
| Document Number | 0000076758 |
| Book / Page | 15752 / 70 |
| Instrument Date | Sep 11, 2026 |
| Instrument | 202676758 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 9700 COOPER LN, CINCINNATI, OH 45242-7006 |
| Document Number | 0000076758, |
|---|---|
| Date | Sep 17, 2026 |
| Book Page | 15752/70 |
| Instrument | 202676758 |
| Name | NORTH SIDE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 9700 COOPER LN, CINCINNATI, OH 45242-7006 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6800 KENWOOD RD, MADEIRA, OH 45243-2326 |
| Document Number | 0000072570 |
|---|---|
| Date | Oct 11, 2023 |
| Book Page | 15019/1579 |
| Instrument | 2023-0072570 |
| Name | 1ST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | LEBANON, OH 45036 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Oct 1, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 9700 COOPER LN, CINCINNATI, OH 45242-7006 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 9700 COOPER LN, CINCINNATI, OH 45242-7006 |
| Document Number | 0000061233 |
|---|---|
| Date | Sep 3, 2024 |
| Book Page | 15242/1559 |
| Instrument | 2024-0061233 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.82% |
| Type Change Date | Sep 1, 2034 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.8% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.8% |
| Document Type | Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 7, 2023 |
| Property Address | 9700 COOPER LN, CINCINNATI, OH 45242-7006 |
| Document Number | 0000054785 |
| Book / Page | 14973 / 446 |
| Instrument Date | Aug 3, 2023 |
| Instrument | 2023-0054785 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $305.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9700 COOPER LN, CINCINNATI, OH 45242-7006 |
| Document Number | 0000054786 |
|---|---|
| Date | Aug 7, 2023 |
| Instrument | 2023-0054786 |
| Name | 1ST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 37 Months |
| Due | Sep 1, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 9, 2019 |
| Property Address | 9700 COOPER LN, CINCINNATI, OH 45242-7006 |
| Document Number | 0000065694 |
| Book / Page | 013977 / 000759 |
| Instrument Date | Jul 29, 2019 |
| Instrument | 65694 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $545.54 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9700 COOPER LN CINCINNATI OH 452427006, CINCINNATI, OH 45242-7006 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Montgomery City |
| Unified School District | Sycamore Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $27,912.00 (+885.25%) | $545,608 (+863.58%) Land $106,750 Building $438,858 | $1,558,880 (-) Land $305,000 Building $1,253,880 |
| 2024 | $2,833.00 (-43.52%) | $56,623 (-43.25%) Land $56,623 | |
| 2023 | $5,016.00 (+7.27%) | $99,775 (+28.61%) Land $56,623 Building $43,152 | $1,558,880 (+603.31%) Land $305,000 Building $1,253,880 |
| 2022 | $4,676.00 Homeowner's exemption | $77,578 Land $33,691 Building $43,887 | |
| 2020 | $221,650 Land $96,260 Building $125,390 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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