970 Wallace Dr, San Jose, CA 95120 Property Records

Santa Clara County property record for 970 Wallace Dr, San Jose, CA 95120

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,050 sqft · built 1965
Lot Size	0.136 acres (5,940 sqft)
Owner	Trust Name on File
Last Sale	$1,460,000 (Jun 2015)
Tax Bill	$22,768 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`696-15-050`

Property Details

APN / Parcel Number

Primary APN	`696-15-050`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,050 sqft Living Area
1st Floor Area	1,095 sqft
2nd Floor Area	955 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	5,940 sqft (0.136 acres)
Lot Dimensions	99 ft deep x 60 ft wide
Garage Area	457 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	970 WALLACE DR
City	SAN JOSE
State	CA
Zip	95120-1848
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 3786 BOOK 192 PAGE 32 LOT 51
Legal Subdivision	TRACT NO 3786
Legal Tract	3786
Legal Lot Number	51
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1000
Census Tract	511907

Owner

970 Wallace Dr is owner-occupied and held in a trust since March 2018.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Trust Name on File
Mailing Address	970 WALLACE DR, SAN JOSE, CA 95120-1848
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Apr 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Mar 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA N A
May 22, 2020	Deed of Trust, Mortgage BANK OF AMERICA
Jul 19, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Apr 4, 2018	Quit Claim Deed, Transfer Quitclaim
Sep 25, 2017	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2015 · Amount on File
Deed Sale	Jun 30, 2015 · Amount on File
Prior Sale	Feb 14, 2005 · Amount on File
Deed Document Number	201523002127
Last Transfer Date	Mar 13, 2018
Transfer Doc	0023902645
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	970 WALLACE DR, SAN JOSE, CA 95120-1848
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 WALLACE DR, SAN JOSE, CA 95120-1848

Mortgage

Document Number	0025101358
Date	Sep 15, 2021
Instrument	25101358

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	970 WALLACE DR, SAN JOSE, CA 95120-1848
Transaction Type	Mortgage
Record Updated	May 6, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 WALLACE DR, SAN JOSE, CA 95120-1848

Mortgage

Document Number	0024937279
Date	Apr 27, 2021
Instrument	24937279

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	970 WALLACE DR, SAN JOSE, CA 95120-1848
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023884576
Date	Mar 9, 2018
Instrument	23884576

Lender

Name	BANK OF AMERICA N A
Type	Non-Lending Institution
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	970 WALLACE DR, SAN JOSE, CA 95120-1848
Document Number	0024498369
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 WALLACE DR SAN JOSE CA 951201848, SAN JOSE, CA 95120-1848

Mortgage

Document Number	0024498369
Date	Jun 8, 2020
Instrument	24498369

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	970 WALLACE DR, SAN JOSE, CA 95120-1848
Document Number	0024241706
Instrument Date	Jul 19, 2019
Transaction Type	Mortgage
Record Updated	Aug 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	970 WALLACE DR SAN JOSE CA 951201848, SAN JOSE, CA 95120-1848

Mortgage

Document Number	0024241706
Date	Jul 30, 2019
Instrument	24241706

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2049

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 4, 2018
Property Address	970 WALLACE DR, SAN JOSE, CA 95120-1848
Document Number	0023902645
Instrument Date	Mar 13, 2018
Instrument	23902645
Transaction Type	Transfer
Record Updated	Apr 10, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	970 WALLACE DR SAN JOSE CA 951201848, SAN JOSE, CA 95120-1848

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	970 WALLACE DR, SAN JOSE, CA 95120-1848
Document Number	0023771879
Instrument Date	Sep 25, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	970 WALLACE DR SAN JOSE CA 951201848, SAN JOSE, CA 95120-1848

Mortgage

Document Number	0023771879
Date	Oct 10, 2017
Instrument	23771879

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 9, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.87%

Tax Assessment & Valuation

The 2025 property tax bill for 970 Wallace Dr was $22,768 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,792,200 (+2%) Land $1,287,176 Building $505,024
2025	$22,768.00 Homeowner's exemption	$1,757,060 Land $1,261,938 Building $495,122
2023	$20,987.00 (+0.93%) Homeowner's exemption	$1,688,834 Land $1,212,937 Building $475,897
2022	$20,794.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 970 Wallace Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 69 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	69 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 970 Wallace Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sail Internet.

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