970 W Main St, Henderson, TN 38340 Property Records

Chester County property record for 970 W Main St, Henderson, TN 38340

Property Summary

Property TypeMedical Building
Details4,075 sqft · built 2020
Lot Size0.867 acres (37,752 sqft)
Owner2 Individual Names on Record
Tax Bill$3,763 (2026)
Deeds & MortgagesAug 2020 Loan Modification
Jul 2019 Construction Loan
Flood ZoneZone X (minimal risk)
APN012046G A 00102

Property Details

APN / Parcel Number

Primary APN012046G A 00102
Alternative APN
  • 046G A 00102 00006046J

Interior

Plumbing Fixtures8 Plumbing Fixtures
Building Area4,075 sqft Total Area
1st Floor Area4,000 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialMetal
Construction TypeFrame
Roof TypeRigid Frame Bar Joist
Roof MaterialMetal
Lot Area37,752 sqft (0.867 acres)
Lot Dimensions242 ft deep x 156 ft wide
TerrainRolling
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address970 W MAIN ST
CityHENDERSON
StateTN
Zip38340
Property CategoryCommercial
Property TypeCommercial > Office > Medical Building
Legal DescriptionDISTRICT: 06, COUNTY AREA: H70
JurisdictionCHESTER TN
Township / Civil Division6
Census Block Group3
Census Block3060
Census Tract970200

Owner

Source: Chester County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address952 W MAIN ST, HENDERSON, TN 38340-2523
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2020Loan Modification, Mortgage
CB&S BK
Jul 15, 2019Deed of Trust, Construction Loan · Construction Mortgage
CB&S BK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

August 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCHESTER TN
Property Address970 W MAIN ST, HENDERSON, TN 38340
Document Number0004650198
Instrument DateAug 27, 2020
Transaction TypeMortgage
Record UpdatedOct 28, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address807 W MAIN ST HENDERSON TN 383402564, HENDERSON, TN 38340-2564

Mortgage

Document Number0004650198
DateOct 5, 2020
Book Page000465/000198
Instrument65375
Lender
NameCB&S BK
TypeBank
AddressMURFREESBORO, TN 37133
Agreement
AmountAmount Recorded

July 2019: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionCHESTER TN
Recording DateJul 15, 2019
Property Address970 W MAIN ST, HENDERSON, TN 38340
Document Number0004470270
Book / Page000447 / 000270
Instrument DateJul 8, 2019
Instrument61898
Transaction TypeConstruction Loan
Record UpdatedOct 28, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address807 W MAIN ST HENDERSON TN 383402564, HENDERSON, TN 38340-2564

Mortgage

Document Number4470270
DateJul 15, 2019
Book Page000447/000270
Instrument61898
Lender
NameCB&S BK
TypeBank
AddressMURFREESBORO, TN 37133
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term60 Months
DueJul 14, 2024

Tax Assessment & Valuation

Source: Chester County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyChester County
MunicipalityHenderson City
Unified School DistrictChester County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,763.00 (-0.13%)$184,760 (+21.91%)$461,900 (+21.91%) Land $20,100 Building $441,800
2023$3,768.00$151,560$378,900 Land $16,800 Building $362,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHENDERSON WATER DEPT
serves 8,924 people · EPA ID TN0000293
Water SourceGroundwater
Last State InspectionNov 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Aeneas Communications
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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