970 W Cypress Rd, Oakley, CA 94561 Property Records

Contra Costa County property record for 970 W Cypress Rd, Oakley, CA 94561

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 992 sqft · built 1979
Lot Size0.138 acres (6,000 sqft)
OwnerIndividual Name on Record
Tax Bill$2,489 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN035-354-012-3

Property Details

APN / Parcel Number

Primary APN035-354-012-3
Alternative APN
  • 035-354-012

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area992 sqft Living Area
Gross Area1,429 sqft
1st Floor Area992 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1980
Exterior MaterialBlock
Construction TypeFrame
Lot Area6,000 sqft (0.138 acres)
Garage TypeAttached
Garage Area437 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address970 W CYPRESS RD
CityOAKLEY
StateCA
Zip94561-2115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT04759 L0092 B EX 1/2 MR
Legal Subdivision4759
Legal Tract04759
Legal Lot Number92
JurisdictionCONTRA COSTA CA
Township / Civil DivisionEAST CONTRA COSTA
Census Block Group2
Census Block2030
Census Tract302007

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 549, OAKLEY, CA 94561-0549
Owner TypeIndividual
VestingSingle Person

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 27, 1995
Transfer Doc0000130031
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address970 W CYPRESS RD, OAKLEY, CA 94561-2115
Transaction TypeMortgage
Record UpdatedMar 5, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address501 LANDIS AVE, OAKLEY, CA 94561-5773

Mortgage

Document Number0000017524
DateFeb 23, 2026
Instrument2026- 017524
Lender
NameFREMONT BANK
TypeBank
Address2580 SHEA CENTER DR, LIVERMORE, CA 94551
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityOakley City
Secondary School DistrictLiberty Union High School District (09 - 12)
Elementary School DistrictOakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$133,580 (+2%) Land $35,074 Building $98,506
2025$2,489.00 (+2.55%)$130,962 (+4.04%) Land $34,387 Building $96,575
2023$2,427.00 (+0.58%)$125,878 Land $33,052 Building $92,826
2022$2,413.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims1 (1998)
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDIABLO WATER DISTRICT
serves 47,158 people · EPA ID CA0710007
Water SourcePurchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State InspectionJan 2024
Also Mapped HereCONTRA COSTA WATER DISTRICT
Lead2 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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