970 Villa St, Elgin, IL 60120 Property Records

Cook County property record for 970 Villa St, Elgin, IL 60120

Property Summary

Property Type	General Industrial
Details	4,489 sqft · built 1975
Lot Size	2.63 acres (114,563 sqft)
Owner	Company Name on Record
Last Sale	$550,000 (Jun 2019)
Tax Bill	$45,147 (2023)
Deeds & Mortgages	Apr 2026 Line of Credit Nov 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-19-200-026`

Property Details

APN / Parcel Number

Primary APN	`06-19-200-026`
Alternative APN	`06-19-200-026-0000`

Interior

Stories	1 Story
Building Area	4,489 sqft Gross Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	114,563 sqft

Location & Zoning

Street Address	970 VILLA ST
City	ELGIN
State	IL
Zip	60120-8147
Property Category	Industrial
Property Type	Industrial > General Industrial
Legal Description	(COUNTY)(CLERKS) DIVIN OF UNSUBDIVIDED LAND IN SEC 19-41-09
Legal Range	09E
Legal Township	41N
Legal Section	19
Legal Subdivision	COUNTY CLERKS DIVIN OF UNSUBDIVIDED L
Legal Lot Number	4,5
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	3
Census Block	3020
Census Tract	804406

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	970 VILLA ST, ELGIN, IL 60120-8147
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · Line of Credit STATE GEORGES BANK AND TRUST COMPANY CAYMAN
Nov 14, 2022	Deed of Trust, Mortgage · Commercial Mortgage ST CHARLES BANK & TRUST CO NA
Jun 10, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2019 · Amount on Record
Deed Sale	Jun 10, 2019 · Amount on Record
Prior Sale	Oct 17, 2000 · Amount on Record
Deed Document Number	201922110
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Apr 9, 2026
Property Address	970 VILLA ST, ELGIN, IL 60120-8147
Document Number	0000030153
Instrument Date	Mar 24, 2026
Instrument	202630153
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000030153,
Date	Apr 9, 2026
Instrument	202630153

Lender

Name	STATE GEORGES BANK AND TRUST COMPANY CAYMAN

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	5.98%
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	970 VILLA ST, ELGIN, IL 60120-8147
Transaction Type	Mortgage
Record Updated	Nov 23, 2022
Title Company	GREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 VILLAST, ELGIN, IL 60120-8147

Mortgage

Document Number	0031846078
Date	Nov 14, 2022
Instrument	2231846078

Lender

Name	ST CHARLES BANK & TRUST CO NA
Type	Bank
Address	SAINT CHARLES, IL 60174

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Jun 10, 2019
Property Address	970 VILLA ST, ELGIN, IL 60120-8147
Document Number	1916122110
Instrument Date	Mar 27, 2019
Instrument	16122110
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$550.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	650 E ALGONQUIN RD #201 SCHAUMBURG IL 601733853, 201, SCHAUMBURG, IL 60173-3853

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$234,500 (+70.55%) Land $200,713 Building $33,787	$938,000 (+70.55%) Land $802,852 Building $135,148
2023	$45,147.00 (+17.37%)
2022	$38,464.00	$137,500 Land $121,861 Building $15,639	$550,000 Land $487,444 Building $62,556

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	18 (1982–2020)
Claims Outside the SFHA	1 of 18
Most Recent Claim	May 2020 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Astound Broadband.

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