Lake County property record for 970 Valley Rd, Lake Forest, IL 60045
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,753 sqft · built 1962 |
| Lot Size | 0.369 acres (16,065 sqft) |
| Owner | Individual Name on File |
| Last Sale | $775,000 (Aug 2024) |
| Tax Bill | $12,428 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-09-111-009 |
| Primary APN | 16-09-111-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,753 sqft Living Area |
| Gross Area | 4,486 sqft |
| 1st Floor Area | 2,753 sqft |
| Basement Area | 1,227 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 16,065 sqft (0.369 acres) |
| Lot Dimensions | 189 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 970 VALLEY RD |
|---|---|
| City | LAKE FOREST |
| State | IL |
| Zip | 60045-2971 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H.O.STONE & COS LAKE FOREST ADD. LOT 4 BLOCK 10 |
| Legal Subdivision | H.O.STONE & COS LAKE FOREST ADD. |
| Legal Block | 10 |
| Legal Lot Number | 4 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WEST DEERFIELD |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 864602 |
970 Valley Rd is owned by an individual who bought it in August 2024.
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 425 BLOOM ST, HIGHWOOD, IL 60040 |
| Owner Type | Individual |
| Vesting | Married |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2024 · Amount on File |
| Deed Sale | Aug 7, 2024 · Amount on File |
| Prior Sale | May 12, 2015 · Amount on File |
| Deed Document Number | 20248049420 |
| Prior Transfer Date | Dec 8, 2001 |
| Prior Transfer Doc | 0004835578 |
| Record Updated | Oct 29, 2026 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | West Deerfield Township |
| Municipality | Lake Forest City |
| Elementary School District | Lake Forest School District 67 (PK - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $249,225 Land $92,434 Building $156,791 | $747,750 Land $277,330 Building $470,420 | |
| 2024 | $12,428.00 (-4.86%) | ||
| 2023 | $13,063.00 (+5.82%) | $208,082 (-6.98%) Land $84,613 Building $123,469 | $624,308 (-6.98%) Land $253,864 Building $370,444 |
| 2022 | $12,344.00 | $223,699 Land $79,706 Building $143,993 | $671,164 Land $239,142 Building $432,022 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 970 Valley Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 15 (1982–2022) |
| Claims Outside the SFHA | 7 of 15 |
| Most Recent Claim | Jul 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 970 Valley Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE FOREST serves 19,642 people · EPA ID IL0970800 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 21 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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