970 Valley Dr, Jefferson, GA 30549 Property Records

Jackson County property record for 970 Valley Dr, Jefferson, GA 30549 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,510 sqft · built 2018
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (Mar 2026)
Tax Bill	$4,396 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage May 2021 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`053E 030`

Property Details

APN / Parcel Number

Primary APN	`053E 030`
Alternative APN	`31909`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,510 sqft Heated Area
1st Floor Area	1,291 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Slab
Porch Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	31909
Street Address	970 VALLEY DR
City	JEFFERSON
State	GA
Zip	30549-3812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 30 RIVER MEADOWS S/D PHASE 1
Legal Subdivision	RIVER MEADOWS
Legal Phase	1
Legal Lot Number	30
Jurisdiction	JACKSON GA
Township / Civil Division	JEFFERSON
Census Block Group	3
Census Block	3019
Census Tract	10601

Owner

Source: Jackson County records · APN 053E 030

Assessment roll updated February 23, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	970 VALLEY DR, JEFFERSON, GA 30549-3812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 06, 2026	Limited Warranty Deed, Transfer UNITED WHOLESALE
May 10, 2021	Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE ISAOA
May 10, 2021	Warranty Deed, Transfer
Feb 24, 2020	Grant Deed, Transfer · Conventional with PMI BANK OF ENGLAND
Nov 30, 2018	Grant Deed, Subdivision Related Transfer · VA Mortgage HOMEDIRECT MTG
Jul 27, 2018	Grant Deed, Transfer TDGA LLC
Jul 27, 2018	Trustee's Deed, Construction Loan · Line of Credit AMERIS BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 06, 2026 · Amount on Record
Deed Sale	Mar 06, 2026 · Amount on Record
Prior Sale	May 10, 2021 · Amount on Record
Deed Book / Page	119E / 337
Record Updated	Sep 20, 2026

March 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Mar 06, 2026
Property Address	970 VALLEY DR, JEFFERSON, GA 30549-3812
Document Number	00119E0337
Book / Page	119E / 337
Instrument Date	Mar 06, 2026
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4.45
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 VALLEY DR, JEFFERSON, GA 30549-3812

Mortgage

Document Number	000119E339
Date	Mar 06, 2026
Instrument	119E/339

Lender

Name	UNITED WHOLESALE

Agreement

Amount	Amount Recorded
Term	358 Months
Due	Jan 01, 2056

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	May 10, 2021
Property Address	970 VALLEY DR, JEFFERSON, GA 30549-3812
Document Number	00095W0328
Book / Page	95W / 328
Instrument Date	May 10, 2021
Instrument	2021-002256
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 VALLEY DR, JEFFERSON, GA 30549-3812
Investor	Possibly a Property Investor

Mortgage

Document Number	00095W0000000330
Date	May 12, 2021
Book Page	000000095W/0000000330

Lender

Name	BETTER MORTGAGE ISAOA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	May 10, 2021
Property Address	970 VALLEY DR, JEFFERSON, GA 30549-3812
Document Number	00095W0326
Book / Page	95W / 326
Instrument Date	May 10, 2021
Instrument	2021-002255
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 VALLEY DR, JEFFERSON, GA 30549-3812

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Feb 24, 2020
Property Address	970 VALLEY DR, JEFFERSON, GA 30549-3812
Document Number	00088E0258
Book / Page	00088E / 000258
Instrument Date	Feb 14, 2020
Transaction Type	Transfer
Record Updated	Mar 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$276.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	970 VALLEY DR JEFFERSON GA 305493812, JEFFERSON, GA 30549-3812

Mortgage

Document Number	88E0259
Date	Feb 24, 2020
Book Page	00088E/000259

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2050

November 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Nov 30, 2018
Property Address	970 VALLEY DR, JEFFERSON, GA 30549-3812
Document Number	00082W0279
Book / Page	00082W / 000279
Instrument Date	Nov 26, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$269.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	970 VALLEY DR JEFFERSON GA 305493812, JEFFERSON, GA 30549-3812

Mortgage

Document Number	82W0280
Date	Nov 30, 2018
Book Page	00082W/000280

Lender

Name	HOMEDIRECT MTG
Address	TULSA, OK 74153

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2048

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Jul 27, 2018
Property Address	970 VALLEY DR, JEFFERSON, GA 30549-3812
Document Number	00081Q0024
Book / Page	00081Q / 000024
Instrument Date	Jul 13, 2018
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$17.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	970 VALLEY DR ATLANTA GA 30307, ATLANTA, GA 30307

Mortgage

Document Number	81Q0035
Date	Jul 27, 2018
Book Page	00081Q/000035

Lender

Name	TDGA LLC
Address	675 SEMINOLE AVE NE # 301, ATLANTA, GA 30307-3414

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Jul 26, 2021

July 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	JACKSON GA
Recording Date	Jul 27, 2018
Property Address	970 VALLEY DR, JEFFERSON, GA 30549-3812
Document Number	00081Q0026
Book / Page	00081Q / 000026
Instrument Date	Jul 13, 2018
Transaction Type	Construction Loan
Record Updated	Sep 25, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	675 SEMINOLE AVE NE #301 ATLANTA GA 303073414, 301, ATLANTA, GA 30307-3414

Mortgage

Document Number	81Q0026
Date	Jul 27, 2018
Book Page	00081Q/000026

Lender

Name	AMERIS BK
Type	Bank
Address	ATLANTA, GA 30309

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 26, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated February 23, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Arcade City
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,396.00 (-1.04%)	$170,640 (-) Land $27,200 Building $143,440	$426,600 (-) Land $68,000 Building $358,600
2024	$4,442.00 (+10.55%)	$170,640 (+11.53%) Land $27,200 Building $143,440	$426,600 (+11.53%) Land $68,000 Building $358,600
2023	$4,018.00 (+7.35%)	$153,000 (+21.43%) Land $27,200 Building $125,800	$382,500 (+21.43%) Land $68,000 Building $314,500
2022	$3,743.00	$126,000 Land $27,200 Building $98,800	$315,000 Land $68,000 Building $247,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (13157C), updated March 14, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 26% of Georgia
Wildfire Likelihood	About 1 in 1,493 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

970 Valley Dr, Jefferson, GA 30549 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2026: Limited Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2020: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2018: Grant Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2018: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2018: Trustee's Deed, Construction Loan

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Valley Dr

Nearby Streets

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