970 Tranquil Ln, Memphis, TN 38116 Property Records

Shelby County property record for 970 Tranquil Ln, Memphis, TN 38116

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,404 sqft · built 1975
Lot Size	0.397 acres (17,312 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,720 (2025)
Deeds & Mortgages	Jun 2020 Loan Modification Feb 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-7024-A0-0012`

Property Details

APN / Parcel Number

Primary APN	`07-7024-A0-0012`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,404 sqft Living Area
Gross Area	4,028 sqft
1st Floor Area	1,942 sqft
Utility Area	180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Traditional
Exterior Material	Stone
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	17,312 sqft (0.397 acres)
Lot Dimensions	146 ft deep x 114 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	143 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	970 TRANQUIL LN
City	MEMPHIS
State	TN
Zip	38116-4024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Subdivision	BLUEBIRD PARK ESTATES 1ST ADDN
Legal Lot Number	12
Jurisdiction	SHELBY TN
Township / Civil Division	9
Census Block Group	4
Census Block	4013
Census Tract	22500

Owner

Source: Shelby County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	970 TRANQUIL LN, MEMPHIS, TN 38116-4024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2020	Loan Modification, Mortgage · Conventional Mortgage INDEPENDENT BK
Feb 7, 2019	Deed of Trust, Mortgage · Line of Credit INDEPENDENT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SHELBY TN
Property Address	970 TRANQUIL LN, MEMPHIS, TN 38116-4024
Document Number	0000069149
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 TRANQUIL LN MEMPHIS TN 381164024, MEMPHIS, TN 38116-4024

Mortgage

Document Number	0000069149
Date	Jul 6, 2020
Instrument	69149

Lender

Name	INDEPENDENT BK
Type	Bank
Address	MEMPHIS, TN 38104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	970 TRANQUIL LN, MEMPHIS, TN 38116-4024
Document Number	0000015434
Instrument Date	Feb 7, 2019
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	970 TRANQUIL LN MEMPHIS TN 381164024, MEMPHIS, TN 38116-4024

Mortgage

Document Number	0000015434
Date	Feb 18, 2019
Instrument	15434

Lender

Name	INDEPENDENT BK
Type	Bank
Address	MEMPHIS, TN 38104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 17, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,720.00 (-43.5%)	$63,950 (+27.96%) Land $8,900 Building $55,050	$255,800 (+27.96%) Land $35,600 Building $220,200
2023		$49,975 Land $7,650 Building $42,325
2022	$3,044.00
2021			$199,900 Land $30,600 Building $169,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2013–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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