Lake County property record for 970 Todd Rd, Lakeport, CA 95453
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,038 sqft · built 2008 |
| Lot Size | 0.96 acres (41,818 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (May 2015) |
| Tax Bill | $4,940 (2026) |
| Deeds & Mortgages | May 2021 Line of Credit Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 005-047-120-000 |
| Primary APN | 005-047-120-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,038 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Construction Type | Concrete |
| Lot Area | 41,818 sqft (0.96 acres) |
| Garage Area | 753 sqft |
| Old Parcel Number | 005-047-12 |
|---|---|
| Street Address | 970 TODD RD |
| City | LAKEPORT |
| State | CA |
| Zip | 95453-8701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Block | 1 |
| Jurisdiction | LAKE CA |
| Township / Civil Division | LAKEPORT |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 300 |
970 Todd Rd is owned and occupied by two individuals who bought it in May 2015.
Source: Lake County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 970 TODD RD, LAKEPORT, CA 95453-8701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 7, 2021 | Deed of Trust, Mortgage · Line of Credit PATELCO CU |
| Nov 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2015 · Amount on File |
| Deed Sale | May 6, 2015 · Amount on File |
| Deed Document Number | 20155514 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 970 TODD RD, LAKEPORT, CA 95453-8701 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 970 TODD RD, LAKEPORT, CA 95453-8701 |
| Document Number | 0000008051 |
|---|---|
| Date | May 7, 2021 |
| Instrument | 2021008051 |
| Name | PATELCO CU |
|---|---|
| Type | Credit Union |
| Address | DUBLIN, CA 94568 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 302 Months |
| Due | Jun 30, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Change Frequency | Monthly |
| Index | Prime Rate |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 970 TODD RD, LAKEPORT, CA 95453-8701 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 970 TODD RD, LAKEPORT, CA 95453-8701 |
| Document Number | 0000014473 |
|---|---|
| Date | Nov 10, 2020 |
| Instrument | 2020014473 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
The 2026 property tax bill for 970 Todd Rd was $4,940, down 2.5% from the year before.
Source: Lake County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Unified School District | Lakeport Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $4,940.00 (-2.47%) | $441,306 (+2%) Land $85,806 Building $355,500 |
| 2025 | $5,065.00 | $432,654 Land $84,124 Building $348,530 |
| 2023 | $4,854.00 (+1.61%) | $415,856 Land $80,858 Building $334,998 |
| 2022 | $4,777.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 970 Todd Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 11 (1986–2024) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Feb 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 970 Todd Rd is high, ranking above 87% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 87% of the US · above 68% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| DigitalPath Fixed Wireless | 400 / 20 |
| 101Netlink Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures