970 Thomas Trl, Waupaca, WI 54981 Property Records

Waupaca County property record for 970 Thomas Trl, Waupaca, WI 54981

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,772 sqft · built 2018
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$248,000 (Oct 2018)
Tax Bill	$6,656 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`34-24-74-17`

Property Details

APN / Parcel Number

Primary APN	`34-24-74-17`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,772 sqft Living Area
Gross Area	3,544 sqft
1st Floor Area	1,772 sqft
Basement Area	1,772 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	970 THOMAS TRL
City	WAUPACA
State	WI
Zip	54981-8292
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-G
Legal Description	LT17 REPLAT OF SWAN RIDGE V524P439 V527P877 V565P483 V566P93 EX V707P781 EX V789P877 .46A
Legal Range	11E
Legal Township	22N
Legal Section	24
Legal Subdivision	REPLAT OF SWAN RIDGE
Legal Lot Number	17
Jurisdiction	WAUPACA WI
Township / Civil Division	WAUPACA
Census Block Group	1
Census Block	1006
Census Tract	101000

Owner

Source: Waupaca County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	970 THOMAS TRL, WAUPACA, WI 54981-8292
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2022	Deed of Trust, Mortgage · Line of Credit BANK FIRST NA
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage T2 FINANCIAL LLC
Jul 2, 2018	Deed of Trust, Mortgage · Commercial Mortgage WOLF RIVER COMMUNITY BANK
Oct 3, 2018	Warranty Deed, Transfer · Conventional Mortgage FOX COMMUNITIES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2018 · Amount on Record
Deed Sale	Oct 3, 2018 · Amount on Record
Deed Document Number	2018866182
Last Transfer Date	Aug 25, 2025
Transfer Doc	0000933018
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUPACA WI
Property Address	970 THOMAS TRL, WAUPACA, WI 54981-8292
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000906642
Date	Jun 1, 2022
Instrument	906642

Lender

Name	BANK FIRST NA
Type	Bank
Address	MANITOWOC, WI 54220

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 25, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUPACA WI
Property Address	970 THOMAS TRL, WAUPACA, WI 54981-8292
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	889225
Date	Dec 7, 2020
Instrument	889225

Lender

Name	T2 FINANCIAL LLC
Address	WESTERVILLE, OH 43082

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUPACA WI
Property Address	970 THOMAS TRL, WAUPACA, WI 54981-8292
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	863515
Date	Jul 2, 2018
Instrument	863515

Lender

Name	WOLF RIVER COMMUNITY BANK
Type	Bank
Address	HORTONVILLE, WI 54944

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAUPACA WI
Recording Date	Oct 3, 2018
Property Address	970 THOMAS TRL, WAUPACA, WI 54981-8292
Document Number	0000866182
Instrument Date	Sep 28, 2018
Instrument	866182
Transaction Type	Transfer
Record Updated	Apr 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$744.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 THOMAS TRL, WAUPACA, WI 54981-8292

Mortgage

Document Number	0000866183
Date	Oct 3, 2018
Instrument	866183

Lender

Name	FOX COMMUNITIES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2033

Tax Assessment & Valuation

Source: Waupaca County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Waupaca County
Municipality	Waupaca City
Unified School District	Waupaca School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,656.00 (+5.82%)	$375,800 (-) Land $38,300 Building $337,500
2023	$6,290.00 (+30.01%)	$375,800 (+83.23%) Land $38,300 Building $337,500	$481,128 (+83.23%) Land $49,034 Building $432,094
2022	$4,838.00	$205,100 Land $36,000 Building $169,100	$262,585 Land $46,090 Building $216,495

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1989)
Most Recent Claim	Mar 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Amherst Communications.

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