970 Thayer Rd, Fairport, NY 14450 Property Records

Monroe County and Perinton Town property record for 970 Thayer Rd, Fairport, NY 14450

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,508 sqft · built 1987
Lot Size	1.68 acres (73,181 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Jul 2005)
Tax Bill	$4,777 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PER-0004320`

Property Details

APN / Parcel Number

Primary APN	`PER-0004320`
Alternative APNs	`44891940200001026000` `264489 194.02-1-26`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,508 sqft Living Area
1st Floor Area	1,508 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	73,181 sqft (1.68 acres)
Garage Type	Detached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	PER-0004320
Street Address	970 THAYER RD
City	FAIRPORT
State	NY
Zip	14450-9515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES SENSIT
Legal Description	LOT 25 TWP 12 RNG 4 PICKERING 236-17
Legal Block	1
Legal Lot Number	26.000
Jurisdiction	MONROE NY
Township / Civil Division	PERINTON
Census Block Group	3
Census Block	3032
Census Tract	11708

Owner

970 Thayer Rd is owned and occupied by an individual who bought it in July 2005.

Source: Monroe County and Perinton Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	970 THAYER RD, FAIRPORT, NY 14450-9515
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2025	Deed of Trust, Mortgage · Line of Credit ESL FCU
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2005 · Amount on File
Deed Sale	Jul 5, 2005 · Amount on File
Prior Sale	Jun 19, 2000 · Amount on File
Deed Book / Page	10149 / 458
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	970 THAYER RD, FAIRPORT, NY 14450-9515
Transaction Type	Mortgage
Record Updated	Feb 4, 2026
Title Company	STEWART TITLE, STEWART TTL GUARANTY CO UPST

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 THAYER RD, FAIRPORT, NY 14450-9515

Mortgage

Document Number	202503368701
Date	Dec 26, 2025
Book Page	31223/152
Instrument	202503368701

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Jan 7, 2036

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	970 THAYER RD, FAIRPORT, NY 14450-9515
Document Number	0000000540
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 THAYER RD FAIRPORT NY 144509515, FAIRPORT, NY 14450-9515

Mortgage

Document Number	0000000540
Date	May 28, 2020
Book Page	028534/000180
Instrument	540

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 27, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 970 Thayer Rd was $4,777 with exemptions applied, up 249.5% from the year before.

Source: Monroe County and Perinton Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Perinton Town
Unified School District	Fairport Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,777.00 (+249.45%) Homeowner's exemption Senior Citizen's exemption
2025	$1,367.00	$144,300 Land $41,500 Building $102,800	$253,200 Land $72,819 Building $180,381
2023		$144,300 (-) Land $41,500 Building $102,800	$203,200 (+12.64%) Land $58,439 Building $144,761
2022		$144,300 Land $41,500 Building $102,800	$180,400 Land $51,882 Building $128,518
2021	$1,185.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 970 Thayer Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 970 Thayer Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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