970 Swendson Rd, Karnack, TX 75661 Property Records

Harrison County property record for 970 Swendson Rd, Karnack, TX 75661

Property Summary

Property Type	Single Family Home
Details	6,253 sqft · built 2007
Lot Size	11.8 acres (518,190 sqft)
Owner	Individual Name on File
Tax Bill	$9,319 (2025)
Deeds & Mortgages	May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R000032011`

Property Details

APN / Parcel Number

Primary APN	`R000032011`
Alternative APNs	`00635.00490.00000.000000` `0032011`

Interior

Building Area	6,253 sqft Living Area
Gross Area	5,057 sqft
Upper Floors Area	1,973 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	518,190 sqft (11.8 acres)
Garage Type	Mixed
Garage Area	1,356 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Slab
Shed	1 Shed
Shed Area	4,400 sqft

Location & Zoning

Account Number	R000032011
Street Address	970 SWENDSON RD
City	KARNACK
State	TX
Zip	75661
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACRES: 11.896 ABST: 635 S F SPARKS 2 HSE
Legal Subdivision	STEPHEN F SPARKS SURVEY A-635
Jurisdiction	HARRISON TX
Township / Civil Division	HARLETON
Census Block Group	2
Census Block	2000
Census Tract	20202

Owner

Source: Harrison County assessment roll, APN R000032011, as of November 11, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 370, JEFFERSON, TX 75657-0370
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Nov 29, 2009
Transfer Doc	0009016575
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON TX
Property Address	970 SWENDSON RD, KARNACK, TX 75661
Document Number	0000005136
Instrument Date	May 22, 2017
Transaction Type	Mortgage
Record Updated	Jun 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 370 JEFFERSON TX 756570370, JEFFERSON, TX 75657-0370

Mortgage

Document Number	0000005136
Date	May 26, 2017
Instrument	5136

Lender

Name	PANOLA NAT'L BK
Type	Bank
Address	CARTHAGE, TX 75633

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 25, 2032

Tax Assessment & Valuation

Source: Harrison County assessment roll as of November 11, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harrison County
Unified School District	Karnack Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,319.00 (+144.98%) Homeowner's exemption	$825,760 (+7.05%) Land $50,240 Building $775,520	$825,760 (+7.05%) Land $50,240 Building $775,520
2024	$3,804.00 (-29.63%)
2023	$5,406.00 Homeowner's exemption	$771,390 Land $49,960 Building $721,430	$771,390 Land $49,960 Building $721,430

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harrison County (48203C), as of September 2, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482030202022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 50% of the US · lower than 75% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 6 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TX1020018, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTH HARRISON WSC serves 1,575 people
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.