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970 Sutherland Dr, Crystal Lake, IL 60014 Property Records

McHenry County property record for 970 Sutherland Dr, Crystal Lake, IL 60014

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 1,993 sqft · built 1994
Lot Size0.069 acres (3,032 sqft)
Owner2 Individual Names on Record
Last Sale$213,000 (Apr 2020)
Deeds & MortgagesApr 2020 Sale & Mortgage
Jan 2017 Transfer
Flood ZoneZone X (minimal risk)
APN19-07-454-022

Property Details

APN / Parcel Number

Primary APN19-07-454-022

Interior

Bedrooms2 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,993 sqft
Gross Area3,028 sqft
1st Floor Area1,045 sqft
2nd Floor Area948 sqft

Exterior

Year BuiltBuilt 1994
Exterior MaterialFrame Siding
Lot Area3,032 sqft (0.069 acres)
Lot Dimensions101 ft deep x 30 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address970 SUTHERLAND DR
CityCRYSTAL LAKE
StateIL
Zip60014-8449
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2020R0013911 LT 41 FOUR COLONIES UNIT 4 1ST ADDN
Legal Range08E
Legal Township43N
Legal Section07
Legal SubdivisionFOUR COLONIES 04/1ST ADD
Legal Block454
Legal Lot Number41
Legal Unit4
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group2
Census Block2013
Census Tract871201

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address970 SUTHERLAND DR, CRYSTAL LAKE, IL 60014-8449
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2020Grant Deed, Transfer · Conventional Mortgage
ALLIANT CU
Jan 27, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 21, 2020 · Amount on Record
Deed SaleApr 21, 2020 · Amount on Record
Prior SaleJan 27, 2017
Deed Document Number2020R0013911
Record UpdatedJun 7, 2026

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMCHENRY IL
Recording DateApr 21, 2020
Property Address970 SUTHERLAND DR, CRYSTAL LAKE, IL 60014-8449
Document Number0000013911
Instrument DateApr 7, 2020
Instrument13911
Transaction TypeTransfer
Record UpdatedMay 15, 2020
Title CompanyHERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$320.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1103 PLUM TREE DR CRYSTAL LAKE IL 600148372, CRYSTAL LAKE, IL 60014-8372

Mortgage

Document Number13912
DateApr 21, 2020
Instrument13912
Lender
NameALLIANT CU
TypeCredit Union
AddressCHICAGO, IL 60666
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 20, 2050

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCHENRY IL
Recording DateJan 27, 2017
Property Address970 SUTHERLAND DR, CRYSTAL LAKE, IL 60014-8449
Document Number0000003408
Instrument DateNov 10, 2016
Instrument3408
Transaction TypeTransfer
Record UpdatedMay 12, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address970 SUTHERLAND DR CRYSTAL LAKE IL 600148449, CRYSTAL LAKE, IL 60014-8449

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
MunicipalityCrystal Lake City
Elementary School DistrictCrystal Lake Community Consolidated School District 47 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$76,541 Land $15,834 Building $60,707$229,623 Land $47,502 Building $182,121

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims8 (1982–2017)
Claims Outside the SFHA3 of 8
Most Recent ClaimJul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRYSTAL LAKE
serves 40,661 people · EPA ID IL1110150
Water SourceGroundwater
Last State InspectionSep 2024
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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