970 Summerset Pl, Monroe, GA 30656 Property Records

Walton County property record for 970 Summerset Pl, Monroe, GA 30656 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,458 sqft · built 1991
Lot Size	1.24 acres (54,014 sqft)
Owner	Individual Name on File
Last Sale	$178,000 (Aug 2020)
Tax Bill	$3,125 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Sep 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`N121A-051`

Property Details

APN / Parcel Number

Primary APN	`N121A-051`
Alternative APN	`30498`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,458 sqft Heated Area
1st Floor Area	1,458 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2004
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	54,014 sqft (1.24 acres)
Terrain	Rolling
Garage Area	420 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	16 sqft
Deck Area	252 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	30498
Street Address	970 SUMMERSET PL
City	MONROE
State	GA
Zip	30656-7830
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#6 SUMMEREST-V 1.24AC
Legal Subdivision	SUMMERSET-V
Legal Phase	5
Legal Lot Number	6
Jurisdiction	WALTON GA
Township / Civil Division	CAMPTON
Census Block Group	1
Census Block	1031
Census Tract	110102

Owner

Source: Walton County records · APN N121A-051

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	970 SUMMERSET PL, MONROE, GA 30656-7830
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Sep 24, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 18, 2020	Grant Deed, Transfer SUPREME LNDG
Jun 05, 2020	Warranty Deed, Transfer · Construction Mortgage ANCHOR LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 31, 2020 · Amount on Record
Deed Sale	Aug 31, 2020 · Amount on Record
Prior Sale	Jun 05, 2020 · Amount on Record
Deed Document Number	0004677222
Deed Book / Page	4677 / 222
Record Updated	Jun 08, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	970 SUMMERSET PL, MONROE, GA 30656-7830
Transaction Type	Mortgage
Record Updated	Feb 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 SUMMERSET PL, MONROE, GA 30656-7830

Mortgage

Document Number	0051910000000301
Date	Aug 11, 2022
Book Page	0000005191/0000000301
Instrument	2022012443

Lender

Name	TRUIST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 01, 2047

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON GA
Recording Date	Sep 24, 2020
Property Address	970 SUMMERSET PL, MONROE, GA 30656-7830
Document Number	0046830212
Book / Page	004683 / 000212
Instrument Date	Sep 08, 2020
Transaction Type	Transfer
Record Updated	Oct 08, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	970 SUMMERSET PL MONROE GA 306567830, MONROE, GA 30656-7830
Investor	Possibly a Property Investor

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WALTON GA
Recording Date	Sep 18, 2020
Property Address	970 SUMMERSET PL, MONROE, GA 30656-7830
Document Number	0046770222
Book / Page	004677 / 000222
Instrument Date	Aug 31, 2020
Instrument	13128
Transaction Type	Transfer
Record Updated	Sep 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$178.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 SUMMERSET PL MONROE GA 306567830, MONROE, GA 30656-7830

Mortgage

Document Number	46770224
Date	Sep 18, 2020
Book Page	004677/000224
Instrument	13129

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2050

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON GA
Recording Date	Jun 05, 2020
Property Address	970 SUMMERSET PL, MONROE, GA 30656-7830
Document Number	0046040317
Book / Page	004604 / 000317
Instrument Date	Jun 05, 2020
Transaction Type	Transfer
Record Updated	Jun 25, 2020
Title Company	BURGESS TITLE ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$117.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	970 SUMMERSET PL MONROE GA 306567830, MONROE, GA 30656-7830
Investor	Possibly a Property Investor

Mortgage

Document Number	46040319
Date	Jun 05, 2020
Book Page	004604/000319

Lender

Name	ANCHOR LNS
Type	Funding / Finance Company
Address	CALABASAS, CA 91302

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 04, 2021

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,125.00 (+5.15%)	$100,160 (+4.29%) Land $18,800 Building $81,360	$250,400 (+4.29%) Land $47,000 Building $203,400
2023	$2,972.00 (+4.98%)	$96,040 (+13.42%) Land $18,800 Building $77,240	$240,100 (+13.42%) Land $47,000 Building $193,100
2022	$2,831.00	$84,680 Land $12,000 Building $72,680	$211,700 Land $30,000 Building $181,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (13297C), updated December 14, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132971101021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 37% of the US · above 16% of Georgia
Wildfire Likelihood	About 1 in 2,041 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 81 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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