970 S Monroe St, San Jose, CA 95128 Property Records

Santa Clara County property record for 970 S Monroe St, San Jose, CA 95128

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,390 sqft · built 1955
Lot Size	0.18 acres (7,840 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,630,000 (Aug 2024)
Tax Bill	$33,639 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`279-05-003`

Property Details

APN / Parcel Number

Primary APN	`279-05-003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,390 sqft Living Area
Gross Area	1,412 sqft
1st Floor Area	1,412 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1970
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	7,840 sqft (0.18 acres)
Lot Dimensions	112 ft deep x 70 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	970 S MONROE ST
City	SAN JOSE
State	CA
Zip	95128-3147
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 1116 CAPUTO ACRES BOOK 42 PAGE 3 LOT 130
Legal Subdivision	CAPUTO ACRES
Legal Tract	1116
Legal Lot Number	130
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3008
Census Tract	506401

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	970 S MONROE ST, SAN JOSE, CA 95128-3147
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 25, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2024 · Amount on Record
Deed Sale	Aug 20, 2024 · Amount on Record
Prior Sale	Sep 30, 1999 · Amount on Record
Deed Document Number	202425687372
Prior Transfer Date	Nov 20, 2020
Prior Transfer Doc	0024724196
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	970 S MONROE ST, SAN JOSE, CA 95128-3147
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1321 WINONA DR, SAN JOSE, CA 95125-3981

Mortgage

Document Number	0025127989
Date	Oct 12, 2021
Instrument	25127989

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	970 S MONROE ST, SAN JOSE, CA 95128-3147
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023785121
Date	Oct 25, 2017
Instrument	23785121

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 25, 2020
Property Address	970 S MONROE ST, SAN JOSE, CA 95128-3147
Document Number	0024724196
Map Reference	MB 42 PG 3
Instrument Date	Nov 20, 2020
Instrument	24724196
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CORINTHIAN TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1321 WINONA DR, SAN JOSE, CA 95125-3981

Mortgage

Document Number	0024724197
Date	Nov 25, 2020
Instrument	24724197

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Elementary School District	Campbell Union Elementary School District (KG - 08)
Secondary School District	Campbell Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,682,600 (+2%) Land $2,011,950 Building $670,650
2025	$33,639.00 (+193.12%)	$2,630,000 (+218.21%) Land $1,972,500 Building $657,500
2023	$11,476.00 (+0.62%)	$826,488 Land $289,538 Building $536,950
2022	$11,405.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 576 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100

May also be available: Ridge Wireless, T-Mobile.

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