Oneida County and Sangerfield Town property record for 970 Rte 12, Waterville, NY 13480
| Property Type | Commercial |
|---|---|
| Lot Size | 0.661 acres (28,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $80,000 (Feb 1997) |
| Tax Bill | $3,880 (2026) |
| Deeds & Mortgages | Oct 2018 Mortgage Feb 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 007890.2 |
| Primary APN | 007890.2 |
|---|---|
| Alternative APNs |
|
| Lot Area | 28,800 sqft (0.661 acres) |
|---|---|
| Lot Dimensions | 200 ft deep x 144 ft wide |
| Heating Fuel | Oil |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 007890.2 |
|---|---|
| Street Address | 970 ROUTE 12 |
| City | WATERVILLE |
| State | NY |
| Zip | 13480 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | ROUTE 12 N WOOD E ZWELFEL S WHITE W ROUTE 12 |
| Legal Block | 2 |
| Legal Lot Number | 5.002 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | SANGERFIELD |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 25700 |
970 Rte 12, a commercial property, is owned by two individuals who acquired it in October 2016.
Source: Oneida County and Sangerfield Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 970 ROUTE 12, WATERVILLE, NY 13480 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 16, 2018 | Deed of Trust, Mortgage NBT BK |
| Feb 13, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 1997 · Amount on File |
| Deed Sale | Feb 26, 1997 · Amount on File |
| Deed Book / Page | 2770 / 135 |
| Last Transfer Date | Oct 4, 2016 |
| Transfer Doc | 0000002533 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 970 STATE ROUTE 12, WATERVILLE, NY 13480-2316 |
| Document Number | 0000015473 |
| Instrument Date | Oct 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 970 STATE ROUTE 12 WATERVILLE NY 134802316, WATERVILLE, NY 13480-2316 |
| Document Number | 0000015473 |
|---|---|
| Date | Oct 25, 2018 |
| Instrument | 15473 |
| Name | NBT BK |
|---|---|
| Type | Bank |
| Address | CLINTON, NY 13323 |
| Amount | Amount on Record |
|---|
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Feb 13, 2026 |
| Property Address | 970 ROUTE 12, WATERVILLE, NY 13480 |
| Document Number | 0000002533 |
| Instrument Date | Oct 4, 2016 |
| Instrument | 2026-002533 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7069 SANGER HILL RD, WATERVILLE, NY 13480-1917 |
The 2026 property tax bill for 970 Rte 12 was $3,880, up 1.3% from the year before.
Source: Oneida County and Sangerfield Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| County Subdivision | Sangerfield Town |
| Unified School District | Waterville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,880.00 (+1.31%) | ||
| 2025 | $3,830.00 (+189.93%) | $80,000 (-) Land $13,000 Building $67,000 | $190,931 (+5.01%) Land $31,026 Building $159,905 |
| 2024 | $1,321.00 | $80,000 (-) Land $13,000 Building $67,000 | $181,818 (+7.5%) Land $29,545 Building $152,273 |
| 2023 | $80,000 (-) Land $13,000 Building $67,000 | $169,133 (+6.77%) Land $27,484 Building $141,649 | |
| 2022 | $1,415.00 | $80,000 Land $13,000 Building $67,000 | $158,416 Land $25,743 Building $132,673 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 970 Rte 12 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | Oct 2019 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 970 Rte 12 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERVILLE VILLAGE serves 1,742 people · EPA ID NY3202415 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures